Tim Measures, Medicare Insurance Agent
Tim Measures
Strategic Measures
Medicare Agent Licensed in CA
Contact Details
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Location
Whittier, CA
Tim Can Help With:
About Me
I’m a licensed Life, Health, and Medicare agent (CA Lic. #4483061) based in Whittier, CA, dedicated to helping clients understand their options and choose plans that truly fit their needs. Whether you’re approaching 65, want to review your current Medicare plan, or explore life insurance solutions for your family, I’m here to make the process stress-free. All of my services come at a zero cost to you- my priority is ensuring you get the right coverage and maximize your benefits.
Q&A with Tim Measures
Can my Medigap insurer terminate my policy?
Answer: No, not as long as you have made your premiums. They are guaranteed renewable.
The only factors that will change this are for Non Payment, material misrepresentation & insolvency by insurer.
My mom is considering switching to a Medicare Advantage plan because her friends say it's better. She's scared of losing her current doctors. How can we check?
Answer: Lots of benefits.. Would it be ok to call you tomorrow to discuss? Would love to help your Mom navigate through the sometimes confusing Medicare world.
Is Guaranteed Issue available after the Medicare Open Enrollment period ends?
Answer: No. Guaranteed Issue only applies in special situations like losing coverage or moving; once Open Enrollment ends, most people have to answer health questions to get a Medigap plan.
Can I switch from a Medicare Advantage plan to a Supplemental/Medigap plan during the Annual Enrollment Period without answering health questions?
Answer: You can always switch from a Medicare Advantage plan back to Original Medicare during the Annual Enrollment Period, but the tricky part is picking up a Medigap (Supplement) plan. In most cases, unless you qualify for a special situation or you’re in your initial enrollment window, the insurance company can ask health questions and decide whether to accept you. The Annual Enrollment Period doesn’t guarantee you can get Medigap without going through underwriting.
Why do some people regret choosing a Medicare Advantage plan over Original Medicare?
Answer: Some people regret choosing Medicare Advantage because they run into limits with doctors or hospitals, or they’re surprised by the copays and authorizations required for care. It often looks cheaper upfront, but the restrictions and out-of-pocket costs can make Original Medicare with a supplement a better fit for some.
What do you like most about being a Medicare agent?
Answer: For me, it’s knowing that I’m helping someone protect what’s important to them. Whether it’s health coverage or life insurance, it feels good to know they can breathe a little easier.