Tho Trefz, Medicare Insurance Broker

About Me

🌟 Need Help with Medicare? Let’s Make It Simple. 🌟

Tho Trefz – Licensed Medicare Broker - Advocating Seniors in Healthcare Planning

✅ Over 10 Years of Insurance Experience

✅ Licensed in Multiple States

✅ Fluent in English & Vietnamese

✅ Backed by a Multilingual Support Team

Choosing the right Medicare plan doesn’t have to be confusing. I specialize in helping seniors find coverage that fits their health needs, budget, and lifestyle—while ensuring they receive every benefit they deserve.

Whether you're enrolling for the first time or reviewing your current plan, I offer:

🔹 Personalized Guidance

🔹 Clear, Compassionate Support

🔹 Confidence in Your Coverage

Serving a diverse community with care, clarity, and commitment.

Let’s find the plan that’s right for you—and make Medicare easy.

Contact Me Today to Schedule Your Free Consultation

Get in touch with Tho using this form

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I acknowledge that a licensed insurance agent may contact me by phone, email, or mail, to discuss Medicare health plan options, including Medicare Advantage, Medicare Part D and Medicare Supplement plans. I accept the terms of service and privacy policy. This is a solicitation for insurance. Your information will ONLY be sent to Tho Trefz . No other insurance agents or agencies will receive this inquiry.

We do not offer every plan available in your area. Currently we represent 0-78 organizations which offer 0-2,613 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options. The exact carrier and plan counts are determined by your zip code and county. To send a complaint to Medicare, call 1-800-MEDICARE, 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance. If you are already a member, please contact your health plan to file a complaint. Final expense life insurance may not cover the entire cost of your funeral and may be used by the designated beneficiary for any purpose rather than being limited to specific funeral services and providers. Final expense life policies will have a lower face value than most traditional term or whole life policies as they are intended for a specific purpose of covering those final costs rather than providing comprehensive support for surviving family members. This type of policy generally doesn’t require a medical exam, but premiums will be higher the older you are, and some benefit payouts may be limited during the first few years of coverage for those with significant health issues. Reducing or skipping premium payments will impact the amount of interest paid and may impact how long the policy lasts. Accessing the cash value of a policy will reduce the available cash surrender value and the death benefit. A policy owner does not have the ability to make unlimited payments into the policy. If too much is paid into the policy, it will become a Modified Endowment Contract (MEC) and withdrawals and loans will be taxable. Coverage may not be available in all states and may vary by state. Policy guarantees are based upon the claims-paying ability of the issuing life insurance company.

Tho Trefz, Medicare Insurance Broker

Tho Trefz

Contact Details

Location

Tho Can Help With:

About Me

Get in touch with Tho using this form

Directions to My Office

Medicare Agents Hub
A non-government resource website

Tho Trefz, Medicare Insurance Broker

Tho Trefz

Contact Details

Location

Tho Can Help With:

About Me

Get in touch with Tho using this form

Directions to My Office

Medicare Agents HubA non-government resource website

Medicare Agents Hub
A non-government resource website