Teresa Cole, Medicare Insurance Agent
About Me
Hi, my name is Teresa and I am your local Medicare insurance agent. Medicare is my specialty and I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at no cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!
Q&A with Teresa Cole
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: Not getting all the facts about the plan. Make sure your agent goes into details about co-pays, network, difference between HMO and PPO, extra benefits and more.
What is one of the the most common misconceptions people have about Medicare?
Answer: That Medicare will pay more than it does. People need to know what Part A, B and D does before they decide if they want an Advantage plan or a Supplement.
What’s the best way for seniors to protect themselves from Medicare-related scams?
Answer: Be careful with who you are giving all your information to over the phone. If you did not ask for a call be careful about giving all your information to a stranger.
Is Original Medicare or Medicare Advantage better? Why do you recommend one over the other?
Answer: With original Medicare Part B it is a 80/20 plan. Medicare pays 80% for and you pay 20%. With a Medicare Advantage plan you mostly will have a co-pay