Shelly Lessard, Medicare Insurance Agent
Shelly Lessard
Medicare Agent Licensed in OR, UT and WA
Contact Details
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Location
Scappoose, OR
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Phone
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Shelly Can Help With:
About Me
Hi! My name is Shelly, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Q&A with Shelly Lessard
I missed my Medigap window by a few months and now no one will cover me without underwriting. Why isn't this rule more well known?
Answer: They have what is a Guaranteed Issue for your 1st initial enrollment period. If you have not added a Medicare advantage plan and you are also late to chose that. Now during Annual enrollment 10/15 - 12/07 is the time to do it. As far as a Medi gap you will have to answer health questions and go through under writing.
I have Medicare Part A and B since 06/01/2006 because of disability. My husband retired on 4/1/2024, and I now have no other coverage except for Medicare Parts A and B because I missed open enrollment for insurance coverage. Note: SS dropped SSI and changed it to straight SS. Please help.
Answer: Hi You can choose a Plan during Annual Enrollment period But you will be subject to the Late enrollment period for Not Having a Part D plan. That penalty is forever it never goes away. You should reach out to an agent to help you and help walk you through the plans.
I signed up for part A. I'm still on my husband's insurance so I didn't sign up for part B. is there a form I need to fill out stating I'm still on my husbands insurance?
Answer: Hi You won't need to do anything until your Husband retires and you are going to lose your Group health insurance. Enroll in B and you will want it to start B the same time that your group coverage is ending and have your secondary in place. Once you get the B in place I suggest getting a hold of SS to start that process 2 -3 months prior of your group ending and once you obtain the start date for Part B that it when you sit with an agent and go over your options.