Shawnette Henry, Medicare Insurance Agent
About Me
As a Medicare specialist, I’m dedicated to helping seniors navigate their healthcare choices with confidence and clarity. Medicare can be complex, but with the right guidance, it becomes an empowering process; one where you fully understand your options and make decisions that truly satisfy your needs.
I partner with nationally recognized and locally respected insurance companies to offer a full range of plan options, including Medicare Advantage, Medigap, and Prescription Drug Plans. Whether you are new to Medicare or reviewing your current coverage, I provide personalized guidance to help you understand your benefits, compare plans, and choose what’s best for you, without confusion or pressure.
My approach is grounded in integrity, education, and genuine care for the seniors I serve. I take time to listen, explain every detail clearly, and ensure that your coverage continues to support your health and budget as your needs evolve. Best of all, my services are always provided at no cost to you.
Let’s simplify Medicare together. Reach out today to explore your options and mention that you found me on Medicare Agents Hub!
Q&A with Shawnette Henry
Can you explain Special Needs Plans in Medicare?
Answer: A Special Needs plan (SNP) is a Medicare Advantage plan for people with specific chronic conditions (C-SNP) like diabetes or heart failure, people who qualify for both Medicare and Medicaid (D-SNP) needs or living in institutions that offer coordinated care (I-SNP).
SNPs are more customized than Medicare Advantage Plans. Beneficiaries receive services such as tailored care management, extra support like nutrition counselling, and care coordination between multiple doctors.
What happens to my Medicare coverage if I enter a skilled nursing facility for rehab but then need long-term care?
Answer: Continue to pay your premiums and you will continue to have your benefits. As it relates to the Skilled Nursing Facility (SNF) and Long Term Care (LTC), Medicare Advantage plans will pay for the first 20 days, you will be required to pay a coinsurance for days 21-100. If you have a Medigap/Supplement plan it will more likely cover up to day 100, after which your expenses are out of pocket. Depending on your income, you may qualify for Medicaid, you can also consider getting a long term care plan.