Sharie Rutherford, Medicare Insurance Broker

About Me

With over 25 years as a licensed insurance broker, Sharie brings unmatched experience, energy, and heart to everything she does. As the founder of City Insurance Group, she proudly partners with more than 44 dedicated brokers who share her passion for helping people navigate the confusing world of Medicare.

Sharie is a true expert in Medicare insurance plans, with a strong background in Special Needs Plans (SNPs), Medicaid, and Low-Income Subsidy/Extra Help prescription drug programs. Her deep knowledge allows her to guide clients through even the most complex situations with clarity and confidence.

But what truly sets Sharie apart? She loves the connection with her clients. She believes everyone has something to teach her — and that belief shapes the way she connects, listens, and serves.

Sharie thrives on the personal side of her work. Helping people, educating them, and making Medicare feel less overwhelming is her favorite part of the job. Her guiding philosophy is simple: be an attentive listener and always do what’s right for the client.

If you're looking for someone who combines industry expertise with a truly personal touch — Sharie is the Medicare professional you can count on!

Get in touch with Sharie using this form

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My Google Reviews

85 Total Reviews   (5.0 )

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Doug Schmuecker
October 8, 2026

She is very knowledgeable about all options available.

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John Griffin
October 7, 2026

Sharie is always helpful and professional. She make herself available every year to discuss any updates regarding my healthcare plan.

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Kristine Berlute
October 6, 2026

Sharie has been my agent for the last 6 years. Every time I call her she goes out of her way to make sure I get the best coverage for what's going on in my life. She gives me options and if she doesn't know the answer to a question, she takes the time to find it and calls me back. It's a good feeling to know I'm important to her. I trust her and highly recommend her!! As far as I'm concerned she's the best agent out there.

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audrey fresquez
October 5, 2026

Amazing lady she was very helpful. Thank you for all you do

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Mary Ramsay
October 2, 2026

Sharie was very patient with my many questions…and knowledgable about Medicare.

Q&A with Sharie Rutherford

Does Medicare cover Alzheimer's disease treatment?

Answer: Coverage depends on the service involved. Visits with doctors, neurologists, cognitive testing, brain scans are typically covered. Prescription medications can be very helpful and are covered if mild cognitive or early stage Alzheimers is diagnosed. Medicare however does not cover long term custodial care like a memory care facility which is one of the largest challenges families face. Resources are available for further understanding of this devastating disease.

What are the reasons why I should work with a Medicare agent?

Answer: Agents are able to drill down on intricacies that are often not available on websites or through 1-800 numbers. It's those fine details - provider nuances, formulary exceptions, networking considerations, underwriting guidelines, and real-world plan experiences - that can make the difference for a client.