Shalonda Cave, Medicare Insurance Agent
Shalonda Cave
Medicare Agent Licensed in FL and OH
Contact Details
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Location
Aurora, OH
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Phone
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Schedule An Appointment
Shalonda Can Help With:
About Me
Hello,
I am a Medicare insurance agent dedicated to serving your local area. My expertise lies in Medicare, and I am committed to assisting you in identifying the most appropriate plan that aligns with your specific requirements and financial constraints.
I will conduct thorough research and comparisons of plans from leading national and local providers, ensuring your peace of mind. Furthermore, my services are completely complimentary to you.
Please contact me today to explore your Medicare insurance options. Kindly mention that you discovered my services through Medicare Agents Hub.
Q&A with Shalonda Cave
If Medicare Supplement (Medigap) plans are better for long-term coverage, why don't more people choose them?
Answer: These plans come with premiums in addition to Original Medicare’s Part B premium, which may not be the best financial option for all clients.
I lost my Medicare Card. What do I do?
Answer: If you lost your Medicare card you can create an account on Medicare.gov to print a temporary one and order a new card.
Won't Medicare run out of money before I can benefit from it?
Answer: Medicare, primarily funded through payroll taxes, premiums paid by beneficiaries, and general revenue from the federal government, is unlikely to “run out of money” entirely despite periodic reports about funding challenges faced by the Medicare Trust Fund.
Can Medicare drop me for health reasons?
Answer: Medicare cannot terminate your coverage due to health reasons. Once enrolled in Medicare, your coverage remains secure regardless of any changes in your health. This protection applies to both Original Medicare (Part A and Part B) and Medicare Advantage (Part C) plans. However, it’s crucial to continue paying any required premiums and adhering to the plan’s rules to preserve your coverage.
My neighbor says I'm crazy for paying for a Medigap plan when Medicare Advantage is "free." What should I tell him?
Answer: The decision regarding your medical coverage depends on your medical history. If you receive monthly or biweekly vaccinations at your doctor’s office, it is advisable to continue your Medigap plan. However, in light of the potential upcoming changes this year, it is recommended to compare both options and determine which one will result in cost savings in the long term.