Sean Cusack, Medicare Insurance Broker
About Me
Hi, my name is Sean Cusack. I am a licensed Medicare agent in Oregon, Washington, California, and Idaho. I can help you navigate the Medicare enrollment process with ease and understanding. I can assisst you with comparing plans from well-known national and local companies, help you find a Primary Care Physician if needed, and check the cost of your prescriptions. My services are completely free and available to you at any time throughout the year. Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Sean Cusack
What do you like most about being a Medicare agent?
Answer: Helping Seniors is the best part about my job. I really enjoy giving back to the elders in my community. This job allows me to help my clients in a variety of ways. Best of all, my services are free.
I'm healthy and barely use my coverage, but I'm still paying more every year. Why isn't there a discount for people like me?
Answer: Hello,
Good question. Unfortunatly, the cost of your health plan is not based on what your health is currently. Its is based on the cost of services amongst a large group of people. Hopefully this helps answer your question.
Can Medicare Part D deny coverage for a brand-name drug if a generic isn't available?
Answer: Yes, Medicare can deny coverage for a brand-name drug even if no generic equivalent is available. While Medicare drug plans generally cover both generic and brand-name drugs, they may have rules about which drugs are covered and how they are covered, often favoring generics according to CMS. If a plan's formulary (list of covered drugs) doesn't include a specific brand-name drug, even if no generic exists, the plan may deny coverage.
I've been diagnosed with prediabetes. What preventive services does Medicare cover to help prevent progression to type 2 diabetes?
Answer: Yes, Medicare does offer services to help prevent type 2 diabetes. The Medicare Diabetes Prevention Program (MDPP) Expanded Model provides a structured intervention for individuals with prediabetes. This program includes 16 intensive core sessions and 6 follow-up maintenance sessions, focusing on dietary changes, physical activity, and weight management. Additionally, Medicare covers diabetes screenings and other preventive services for individuals at risk.