Sarah Frome, Medicare Insurance Agent
Sarah Frome
Bankers Life
Medicare Agent Licensed in MD, MI and VA
6+ Years of Experience
Contact Details
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Location
Glen Burnie, MD
About Me
Hi, my name is Sarah and I am your local Medicare insurance agent. Medicare is my specialty and I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at no cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Sarah Frome
Answer: There are only limited plans that have foreign coverage. It is important to understand how and where your specific plan will pay claims.
Answer: The biggest mistake is not reviewing all of your options in your state, including Medicare savings programs.
Answer: Not enrolling in your benefits on time is the worst Medicare decision that could be made- this will cause you to have a lifelong penalty.
Answer: The most cost effective way will be based on the individuals household situation. There is no right plan for all, but the best plan for you is out there!
Answer: There are some big deductibles with Part A that one can hit up to 6x in a calendar year, so it does benefit to learn about how secondary insurance can help with that.
Answer: Yes! Medicare's enrollment periods can be tricky to navigate, but losing coverage is one of the ways to get guaranteed issue plans.
Answer: They go with something recommended by a friend, and not the best plan for them based off of the meds they take. It is best to compare all the options available in your state.
Answer: Although there is a low front end cost for Medicare Advantage, there are copays for services that can add up if you have a catastrophic year including surgeries/hospital stays.
Answer: Outpatient surgeries are strictly part B. Part A takes care of you once you are admitted into the hospital.
Answer: Plans that do not have service areas, or supplemental plans. This type of coverage will ensure national coverage without limitations.
Answer: Medicare is only going to provide a limited amount of paid benefits for care, and that is if it meets the necessary requirements. When you are young and healthy is the time to look into planning for long term care, either through an income strategy or with private insurance.
Answer: Medicare is very confusing, and I like being able to help make it less stressful for my clients. Planning and reviewing on a yearly basis allow me to keep my clients in the best situation possible for the length of their retirement.