Sandy Swink, Medicare Insurance Broker
Sandy Swink
Your Medicare Lady & Retirement Specialist
Medicare Broker Licensed in SC, GA, NC and TN
31+ Years of Experience
Contact Details
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Location
Spartanburg, SC
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Phone
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Website
About Me
Hi, my name is Sandy and I am your local Medicare insurance broker. Medicare is my specialty and I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at zero cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!
Q&A with Sandy Swink
Am I eligible for a Special Enrollment Period if I lose employer coverage?
Answer: Yes you are eligible for a special enrollment period. I have helped many seniors in this position. Please feel free to give me a call.
I'm on Original Medicare with no supplement, and I'm wondering how much I'd pay if I need an ambulance ride to the hospital tomorrow.
Answer: Original Medicare Part B covers ambulance services when medically necessary, which often means a health risk would occur if you used other transportation. This includes emergency transport to the nearest appropriate facility and non-emergency transport with a doctor's documentation of necessity. You pay 20% coinsurance for covered services after meeting your Part B deductible, and costs for non-covered or further-than-necessary trips are your responsibility.
Do I qualify for SEP if my health dramatically gets worse out of nowhere?
Answer: Maybe. It depends on what you are diagnosed with and what type of plan you are currently on. I would need more specific information to give you a definitive answer.