Sandy Johnson, Medicare Insurance Broker
Sandy Johnson
The Fussell Group
Medicare Broker Licensed in LA, AL, AR, GA, KY, MS, NC, OH, PA, SC, TN, TX, VA and WI
Contact Details
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Location
Covington, LA
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Phone
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Website
About Me
Sandy Johnson
Licensed Medicare Insurance Agent
Hello! I'm Sandy Johnson, a dedicated Medicare insurance agent. With a passion for helping individuals navigate the complexities of Medicare, I specialize in providing clear, personalized guidance to ensure you find the coverage that best fits your needs.
Whether you're new to Medicare or exploring plan options, I offer:
Medicare Advantage Plans
Medicare Supplement (Medigap) Policies
Prescription Drug Coverage (Part D)
Dental, Vision, and Hearing Plans
Hospital Indemnity Plans
Critical Illness Policies
My approach is client-focused and education-driven. I believe in empowering you with the information needed to make confident healthcare decisions. As an independent agent, I'm not tied to any single insurance carrier, allowing me to present a variety of options tailored to your unique situation.
Let's work together to ensure your healthcare coverage provides peace of mind. Feel free to reach out for a no-obligation consultation.
Q&A with Sandy Johnson
Why are hospitals not taking Medicare Advantage plans?
Answer: While all Medicare Advantage Plans may not be accepted at certain hospitals, there are many hospitals that do accept Medicare Advantage Plans. It's always a good idea to have an agent who can research this information for you and place you in a plan that covers your referred locations.
What do you like most about being a Medicare agent?
Answer: I love the opportunity to help clear up the confusion about Medicare while building genuine relationships with my clients. It's always awarding to know that you have helped someone and eased their concerns about such an important decision.
Can you just have A and B and not enroll in anything else and still have good coverage?
Answer: No. If you have only original Medicare, Parts A & B, you must also have Part D to be considered "Creditably Covered". I highly recommend that you go beyond that options and I'm here to help you understand why and make a sound decision that works for you.
What's the best way to avoid surprise bills for lab tests under Medicare Advantage?
Answer: The best way to avoid surprise bills for lab test under a Medicare Advantage Plan is to go over your Evidence of Coverage alone with the summary of Benefits thoroughly with your agent or a representative with the company. Be very specific with your questions so that they can be addressed.
What happens if I delay Medicare Part A enrollment because I'm still on my spouse's employer plan?
Answer: This is a common situation. You can enroll in Part A premium free if you qualify and delay your Part B enrollment until the employer coverage ends.
Why are people leaving Medicare Advantage plans?
Answer: That is a matter of personal preference as it pertains several factors. Those factors vary by individual.