Sabrina Mitter, Medicare Insurance Agent
About Me
My mission is to make Medicare simple, clear, and stress-free so you can feel confident you made the right choice for your health and your budget.
Hello! I'm Sabrina, your local Medicare specialist. I focus exclusively on helping individuals turning 65 or already on Medicare understand their options and choose coverage that truly fits their needs.
I compare plans from multiple reputable national and regional insurance companies, so you receive unbiased guidance without the overwhelm of sorting through everything on your own. I take the time to explain your choices in plain language and answer all of your questions.
Best of all, my services come at no cost to you.
I’m here not just during enrollment, but year-round to help with plan reviews, prescription cost questions, billing issues, and any changes life brings.
If you’d like clear, honest guidance and a no-pressure conversation, reach out anytime—and mention you found me on Medicare Agents Hub!
“Guiding you through Medicare—no crystal ball required.”
Q&A with Sabrina Mitter
I've had the same Part D plan for years, but this year my insulin shot up in price. Did the Inflation Reduction Act not fix this yet?
Answer: The act stabilized insulin medication costs at $35 per month under Part D. You may be on a plan that changed its formulary medication list or the tier of your medication. You may be using an out-of-network pharmacy. Sounds like you could use a reevaluation of your plan. You have till the end of the month!
I'm turning 65 next month and the amount of Medicare mail I'm getting is overwhelming. How do I sort through all this?
Answer: Everything you are getting in the mail is marketing pieces. They are there to create urgency. Sometimes marketing material can work things in a way that sounds scary or pressuring. Fina a agent you trust and they will tell you what you need to know and answer all of your questions and that mail can go in the recycling bin!
I will turn 65 in June 2026 and currently receive SSI and Medicaid. Will I automatically get Medicare, can I keep both Medicare and Medicaid, do I qualify for QMB due to low income, and why am I receiving so many application notices?
Answer: Becoming Eligible for Medicare at Age 65
When you turn 65, you do become eligible to enroll in Medicare (Parts A & B) — even if you’ve been on SSI and Medicaid. SSI on its own does not automatically give you Medicare before age 65, because SSI is a needs-based benefit and Medicare is an age-based or work-credit benefit.
Medicare Part A (hospital insurance): eligible when you turn 65.
Medicare Part B (medical insurance): optional but most people enroll to get coverage.
Automatic enrollment typically happens if you already receive Social Security retirement benefits before age 65; otherwise you need to enroll during your initial enrollment period (starting 3 months before your 65th birthday and lasting 7 months).
If you are already receiving Social Security retirement benefits, Medicare enrollment will usually be automatic.
If not, you’ll need to enroll (or decline Part B if you have other coverage) during your enrollment window.
2. Can You Keep Both Medicare and Medicaid?
Yes you can keep both Medicare and Medicaid.
This situation is known as being “dual eligible.”
When you have Medicaid and Medicare together, Medicare pays first for covered services and Medicaid helps with what Medicare does not pay — like long-term care, extra services, premiums, co-pays, and coinsurance.
What are the reasons why I should work with a Medicare agent?
Answer: A agent is always updated on current changes and new plan options and can educated you on what products are leaving the market. Its nice to have someone you can trust to simplify the process and take it off your hands!
I started taking a new prescription this year. Do I need to change my Medicare plan?
Answer: Yes! With all the changes in plans each year you should always shop to make sure you have the correct and best plan for you. When your medications and health history change than you should really shop to make sure you are getting the lowest cost possible for your medication.
