Ryan Ritter, Medicare Insurance Broker
Ryan Ritter
Wisdom Insurance Network
Medicare Broker Licensed in TN, FL, IL, KY, NC and OH
4+ Years of Experience
Contact Details
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Location
Knoxville, TN
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About Me
Medicare doesn’t have to be confusing — and you shouldn’t have to figure it out alone.
I’m Ryan Ritter, founder of Wisdom Insurance Network and a licensed insurance agent helping seniors across East Tennessee and surrounding states navigate Medicare with confidence. My mission is simple: provide honest guidance, clear answers, and year-round support so you can feel comfortable making decisions about your healthcare coverage.
I’ve helped hundreds of Medicare beneficiaries understand their options and enroll in plans that fit their doctors, prescriptions, lifestyle, and budget. Whether you’re new to Medicare, retiring, relocating, or just want to review your current coverage, I’m here to make the process easier.
What sets me apart is that I believe in relationships over transactions. You’re not calling a national call center — you’re working with someone local who takes time to get to know you and remains available after enrollment.
Directions to My Office
My Google Reviews
82 Total Reviews (5.0 )
July 29, 2026
Ryan Ritter has been very helpful setting up my insurance plan and dealing with Tenncare assistance. Very conscientious. Thanks
July 9, 2026
If anyone needs Medicare or insurance guidance, Stephen is who you need to call. He is the personification of a true professional and he isnt afraid to call someone's hand if he thinks they're not doing their job correctly. A+ service.
June 25, 2026
June 24, 2026
Thank Ryan for all you do for us and helping us make the right decisions that help us. Thank you for helping me!
June 23, 2026
Q&A with Ryan Ritter
Is it ok to work with a Medicare Agent from another state?
Answer: Yes as long as they are knowledgeable on all products, contracted with most carriers and properly licensed. Although I am a big proponent for using a local agent, since they know the plans locally better than anyone, using a reputable agent from another state is becoming more and more common. AVOID CALL CENTERS, YOU ARE JUST A NUMBER TO THEM and they trust technology to pick a plan for you with high turnover in agents that you likely wont talk to again after enrollment.
Why is it helpful to follow up with your parents after discussing Medicare?
Answer: Its important any caretakers or kids are involved in their parents Medicare decisions so they are aware of what they have in the event of an emergency. Another great reason for someone else to oversee their parents Medicare plan is upon diagnosis of dementia or a serious illness, it wont add stress to the situation trying to understand Medicare and their plan at that time.
How do Medicare Advantage plans make money if many have $0 premiums?
Answer: They have contracts with the government they have to uphold as they manage your care instead of Medicare.
Do I need to enroll in Medicare if I already have VA health benefits?
Answer: It depends if you use civilian coverage or civilian pharmacies you will need coverage. If you use the VA and just want a break on your Part B premium or dental, most carriers offer those options in addition to your VA coverage.
What are the reasons why I should work with a Medicare agent?
Answer: To get local advice on plans local agents deal with everyday. Knowing the network of doctors, copays on command, dental networks and plan details in depth is real advice. Not dealing with a call center agent that is going solely on what technology tells him, if its even correct information.