Ronisha Guilford, Medicare Insurance Broker
Ronisha Guilford
HealthCare Solution Team
Medicare Broker Licensed in AZ, AR, CO, MD, MI, MS, NM, OH, OK, TN, TX, WI and WV
6+ Years of Experience
Contact Details
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Location
Phoenix, AZ
Ronisha Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Hi, I’m Ronisha Guilford—helping make Medicare simple and stress-free. As an independent broker with over 6 years of experience, I specialize in guiding individuals through their Medicare options with clarity and confidence.
Whether you’re turning 65, retiring, or already enrolled and wondering if your current plan still fits your needs, I’m here to help you understand your choices—including Medicare Supplement (Medigap), Medicare Advantage, and Part D prescription drug coverage.
I take a personalized, educational approach so you can feel confident in your decisions without pressure. My goal is to help you find coverage that fits your healthcare needs, budget, and lifestyle.
With a background as a caregiver supervisor, I’ve always been passionate about helping others. Today, I bring that same compassion and dedication to supporting clients through every step of their Medicare journey.
Q&A with Ronisha Guilford
What should I do with my Medicare plan if I'm diagnosed with a rare disease requiring specialists?
Answer: That is a great question, and it depends on what your plan currently offers. When managing a rare disease, having a clear picture of where you stand, will help determine whether your current coverage will suffice or if a change is necessary.
Are the specific specialists required for this diagnosis in-network with your plan?
If the specialists are out-of-state, dose your plan allows for out-of-area coverage?
What is your current co-pay for specialist?
Does your current plan require prior authorizations or referrals for every specialist visit?
Does your plan include prescription drug coverage? Rare diseases often require specialty medications. What is the co-payment costs look like for higher tier medication?
Knowing the answers to these questions, will guide you in the right direction.