Ron Ray, Medicare Insurance Broker
Ron Ray
Turning 65 Solutions
Medicare Broker Licensed in TX
Contact Details
-
Location
New Braunfels, TX
-
Phone
-
Website
Ron Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Hi, I’m Ron Ray, founder of Turning 65 Solutions and a Medicare advisor serving New Braunfels and the surrounding communities.
With over 17 years of experience in insurance and retirement planning, I focus on helping individuals make informed Medicare decisions that align with their overall financial picture. I take an educational approach—breaking down Medicare Supplement plans, Medicare Advantage options, and prescription drug coverage so you can choose with confidence.
I’m also the host of the weekly radio show “To Your Health and Wealth,” where I help educate our local community on Medicare and retirement topics.
My services are always provided at no cost, and I’m here to make Medicare simple.
Directions to My Office
My Google Reviews
183 Total Reviews (4.9 )
September 22, 2026
Turning 65 Solutions was recommended from a family friend. I scheduled an appointment and met up with Peyton. She was great! Listened to what my supplemental needs were and found exactly what I needed. Went over all the details, answered all my questions and has been wonderful at getting back with me quickly. I would absolutely recommend this company and Peyton to my own family and friends.
August 12, 2026
Wonderful and caring professionals. A must resource for anyone needing help with social security Medicare and financial services.
August 11, 2026
Payton made,signing up, such a.pleasure. Highly recommend
July 31, 2026
Peyton was so helpful through the entire process. I had a fair amount of knowledge about the process but she was able to make everything so clear. We always felt that she had our best interest in navigating thru so much information. Looking forward to working with her every year going forward.
July 31, 2026
Peyton has been very helpful & friendly. She has a clear understanding of Social Security system & Medicare along with supplemental coverage Thank you for all your help John 3:16 God loves you!
Q&A with Ron Ray
What's the financial risk of sticking with Original Medicare without a Medigap plan?
Answer: Original Medicare has no out-of-pocket maximum. That means there’s no limit to what you could pay if you get seriously sick. You’re responsible for hospital deductibles and 20% of most medical bills, with no cap. A major illness can easily mean tens of thousands of dollars.
If you skip Medigap when first eligible, you may not be able to get it later if your health changes.
Simply put: Original Medicare alone leaves you financially exposed. Medigap turns unlimited risk into predictable costs.