Ron Ray, Medicare Insurance Broker
Ron Ray
Turning 65 Solutions
Medicare Broker Licensed in TX
Contact Details
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Location
New Braunfels, TX
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Phone
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Website
Ron Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Hi, I’m Ron Ray, founder of Turning 65 Solutions and a Medicare advisor serving New Braunfels and the surrounding communities.
With over 17 years of experience in insurance and retirement planning, I focus on helping individuals make informed Medicare decisions that align with their overall financial picture. I take an educational approach—breaking down Medicare Supplement plans, Medicare Advantage options, and prescription drug coverage so you can choose with confidence.
I’m also the host of the weekly radio show “To Your Health and Wealth,” where I help educate our local community on Medicare and retirement topics.
My services are always provided at no cost, and I’m here to make Medicare simple.
Directions to My Office
My Google Reviews
167 Total Reviews (4.9 )
May 21, 2026
Spoke with Peyton about Medicare and all its various parts, and she was amazing and took care of all of it for me. Made everything super easy for me. I so appreciated it
May 16, 2026
May 5, 2026
Peyton was so helpful in coordinating my Medicare supplemental insurance along with a prescription plan. It is nice to have someone you can meet with to go over the details of the plans and she makes very good suggestions to assist me along the way. In less than an hour everything was taken care of.
May 5, 2026
A big thank you to Peyton Hanigan with Turning 65 Solutions Tax and Insurance! She made obtaining Medicare and choosing a supplement so very painless. She is very knowledgeable in the health insurance options and the process of getting through all the details of obtaining Medicare. So easy and I am at peace with my decisions.
May 5, 2026
Peyton was awesome with the help she gave to me to plan for Medicare. Very informative and accommodating.
Q&A with Ron Ray
What's the financial risk of sticking with Original Medicare without a Medigap plan?
Answer: Original Medicare has no out-of-pocket maximum. That means there’s no limit to what you could pay if you get seriously sick. You’re responsible for hospital deductibles and 20% of most medical bills, with no cap. A major illness can easily mean tens of thousands of dollars.
If you skip Medigap when first eligible, you may not be able to get it later if your health changes.
Simply put: Original Medicare alone leaves you financially exposed. Medigap turns unlimited risk into predictable costs.