Ron Ray, Medicare Insurance Broker
Ron Ray
Turning 65 Solutions
Medicare Broker Licensed in TX
Contact Details
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Location
New Braunfels, TX
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Phone
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Website
Ron Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Hi, I’m Ron Ray, founder of Turning 65 Solutions and a Medicare advisor serving New Braunfels and the surrounding communities.
With over 17 years of experience in insurance and retirement planning, I focus on helping individuals make informed Medicare decisions that align with their overall financial picture. I take an educational approach—breaking down Medicare Supplement plans, Medicare Advantage options, and prescription drug coverage so you can choose with confidence.
I’m also the host of the weekly radio show “To Your Health and Wealth,” where I help educate our local community on Medicare and retirement topics.
My services are always provided at no cost, and I’m here to make Medicare simple.
Directions to My Office
My Google Reviews
182 Total Reviews (4.9 )
August 12, 2026
Wonderful and caring professionals. A must resource for anyone needing help with social security Medicare and financial services.
August 11, 2026
Payton made,signing up, such a.pleasure. Highly recommend
July 31, 2026
Peyton was so helpful through the entire process. I had a fair amount of knowledge about the process but she was able to make everything so clear. We always felt that she had our best interest in navigating thru so much information. Looking forward to working with her every year going forward.
July 31, 2026
Peyton has been very helpful & friendly. She has a clear understanding of Social Security system & Medicare along with supplemental coverage Thank you for all your help John 3:16 God loves you!
July 30, 2026
I have been so happy with the help I have received from Peyton at 65 solutions. I don’t know what I would have done without her! She explained things so I could understand and made excellent recommendations!
Q&A with Ron Ray
What's the financial risk of sticking with Original Medicare without a Medigap plan?
Answer: Original Medicare has no out-of-pocket maximum. That means there’s no limit to what you could pay if you get seriously sick. You’re responsible for hospital deductibles and 20% of most medical bills, with no cap. A major illness can easily mean tens of thousands of dollars.
If you skip Medigap when first eligible, you may not be able to get it later if your health changes.
Simply put: Original Medicare alone leaves you financially exposed. Medigap turns unlimited risk into predictable costs.