Rick Sigler, Medicare Insurance Agent
About Me
Hey there, my name is Rick, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with Rick Sigler
What do you like most about being a Medicare agent?
Answer: I love using my 40+ years of Health Insurance experience to help Seniors navigate Medicare choices and make the best decisions for their life situations. I am a senior myself and understand how important the correct choices are.
Are Medicare Advantage plans really "free," or is that just clever marketing?
Answer: Most Medicare Advantage Plans (MAPD) do indeed charge $0.00 dollars in monthly premiums. However, everyone still pays their Part B Premium (through their social security) and any Copays and Out Of Pocket Deductibles associated with the Advantage Plan they choose. These maximum out of pockets typically run between $3000 and $6000 dollars per year and vary by area and plan.
I recommend ALL Seniors choosing a Medicare Advantage Plan also add a low cost Hospital Indemnity Policy which I can provide. These products directly reimburse you for some of your Out Of Pocket Expenses.
I can discuss these and other Medicare questions and help you make the correct choices.