Richard Kozlowski, Medicare Insurance Agent
About Me
Since 2005, we have helped seniors find and get the best Medicare insurance coverage. We representing 30+ national top-rated insurance carriers. Email us today so we can connect.
Q&A with Richard Kozlowski
Can I switch from a Medicare Advantage plan to a Supplemental/Medigap plan during the Annual Enrollment Period without answering health questions?
Answer: It depends on the state you live in.
Does Medicare Advantage cover acupuncture or alternative therapies in some plans?
Answer: Yes, Some plans.
I've been on a Part D plan for a while, and I'm wondering why my generic prescriptions suddenly cost more. Did something change?
Answer: Every plan is different. You should review annually.
I picked the plan with the lowest premium, but now every doctor visit feels like a surprise bill. Should I have gone with a higher premium instead?
Answer: Not necessarily. You should review with your agent.
I picked a PPO for the flexibility, but now every time I go out of network the bills are outrageous. What's the point of even having a PPO?
Answer: This is something that should have been reviewed in detail by your agent.