Richard Kozlowski, Medicare Insurance Agent
Richard Kozlowski
Medicare Agent Licensed in IL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI and WV
Contact Details
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Location
Elgin, IL
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Since 2005, we have helped seniors find and get the best Medicare insurance coverage. We representing 30+ national top-rated insurance carriers. Email us today so we can connect.
Q&A with Richard Kozlowski
Can I switch from a Medicare Advantage plan to a Supplemental/Medigap plan during the Annual Enrollment Period without answering health questions?
Answer: It depends on the state you live in.
Does Medicare Advantage cover acupuncture or alternative therapies in some plans?
Answer: Yes, Some plans.
I've been on a Part D plan for a while, and I'm wondering why my generic prescriptions suddenly cost more. Did something change?
Answer: Every plan is different. You should review annually.
I picked the plan with the lowest premium, but now every doctor visit feels like a surprise bill. Should I have gone with a higher premium instead?
Answer: Not necessarily. You should review with your agent.
I picked a PPO for the flexibility, but now every time I go out of network the bills are outrageous. What's the point of even having a PPO?
Answer: This is something that should have been reviewed in detail by your agent.