Randy Bridges, Medicare Insurance Agent
About Me
Hey there, my name is Randy, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with Randy Bridges
What’s the best time of year to change my Medicare plan if I develop a new diagnosis?
Answer: Assuming that you are presently enrolled in a Medicare Advantage plan, you can make a change during the annual enrollment period which is from October 15 to December 7 each year. The plan change would take effect on January 1 of the following year.
You also would be able to make a change during the first quarter of the year, and the effective date of your plan change would be the 1st day of the following month.
Since Medicare does not allow health questions (medical underwriting) on many Medicare Advantage plans, you would not be turned down or rated up due to any existing medical conditions. Exceptions to this would be if you are enrolling in a plan which is offered to Medicare beneficiaries who have a specific medical condition, such as diabetes or heart condition.
