Philip Biggs, Medicare Insurance Broker

About Me

Philip Biggs is an independent insurance broker in Ohio specializing in Medicare health plans. A veteran and former teacher, he is passionate about helping people understand their Medicare options through clear, honest guidance. Through Biggs Health & Life, Philip helps clients make confident decisions about their health coverage. We offer free, no-obligation appointments to help you find the right coverage for your needs.

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My Google Reviews

27 Total Reviews   (5.0 )

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Randy Hewison
May 1, 2026

Very helpfull I recommend him to everyone

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Keith Lehner
April 27, 2026

super helpful and knowledgeable.

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pinevalleylooner
April 7, 2026

Philip gave me all the facts I needed to make a decision on signing up for Medicare. Explained everything so I could understand it. To me, this was a confusing process but Philip made all my worries go away. Thanks Philip!

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Gary Helsel
April 6, 2026

Zzz excellent

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Meggan Tavel
February 2, 2026

Philip was responsive and very helpful finding my dad coverage that worked for both his drugs and his providers. Would definitely recommend using his services

Q&A with Philip Biggs

I'm on a supplemental Plan N, and I'm curious if my recent MRI is covered or if I'll get stuck with a big bill.

Answer: After you have met the Part B deductible of $283 for the year, your MRI should be covered in full by Medicare and your plan N. On a Plan N, you're only costs after the deductible is up to a $20 copay and $50 ER copay. You may also have a 15% excess charge but it is very rare.

What are the reasons why I should work with a Medicare agent?

Answer: Working witha Medicare agent gives you expterise in the field from a professional. You also get eductaion and information to help navigate the complexities. Even more importantly after you enroll into a plan you should get lifetime guidance and service meaning if you have a question or a problem you have someone you can call to get help. I view it as a partnership where we work together for years down the road.

Can I change my Supplemental/Medigap plan at any time?

Answer: Yes you can! In most situations you will have to go through medical underwriting, which means they are going to look at your current and past medical/prescription history and will approve or deny your application based on the results.