Nicholas Pacheco, Medicare Insurance Broker


About Me

Nicholas H. Pacheco, CLTC® is a Financial Services Representative with over twenty-four years of experience in the financial services and insurance industry. Fully licensed in ten states, Nicholas is based in North Fort Myers, Florida. He is dedicated to serving your local area and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can be confident you have the right plan.

Nicholas began serving his clients out of a sincere desire to help individuals and families plan for and attain their financial goals. He focuses his practice on efficient retirement income and legacy planning, with an emphasis on building and using tax-free wealth. His clients consider him a trustworthy, caring, and reliable expert, whose hard work and superior service leads to exceeding clients’ goals and expectations.

His advanced knowledge of how true wealth works is an incredible asset to his clients, whom he coaches daily in many areas including:

-Retirement Income Planning

-Social Security and pension maximization

-Minimizing taxes and unnecessary transfers of wealth

-Life insurance, Medicare and long term care planning

A licensed producer, Nicholas’ consultations with clients are always provided with no fee or obligation. Nicholas is a team player who works collaboratively with other advisors and mentors to ensure the most comprehensive outcome for his clients on a tax advantaged and referral-only basis.

My assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!

Get in touch with Nicholas using this form

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My Google Reviews

15 Total Reviews   (5.0 )

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Diane Watts
November 22, 2022

Thanks to Nicholas my retirement income is secure. I also have better health insurance than I had when I worked in healthcare. I couldn't be happier with my choices or the service.

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Suna Woods
May 30, 2022

Thank you so much Nick Pacheco for taking the time to help me find medical coverage for my daughter. You went above and beyond to find a suitable plan for her! You are an extremely knowledgeable, honest and kind individual. I highly recommend you to anyone with insurance needs.

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Cheryl White
February 1, 2022

I met Nick 10 years ago at a Medicare seminar he hosted and have come to rely on him heavily for advice since then. I have also referred Nick to several friends who he has helped immensely. Nick is very knowledgeable, thorough and clear in his presentation of facts. He is always available for discussions and appointments at the client's convenience. Nick is honest and trustworthy and I am delighted to call him a friend. Thank you, Nick, for sharing your expertise with me and my friends all these years!

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Ronald Janelle
May 28, 2021

A wealth of knowledge

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Luis Perez
December 16, 2020

Q&A with Nicholas Pacheco

I picked a Medicare Advantage plan because of the dental and now I found out it only covers cleanings. Why didn't anyone tell me this upfront?

Answer: Thank you for your submitted question. All features, benefits and copays associated with your Medicare Advantage plan selection should have been disclosed upfront by your agent before selecting a plan. Most Medicare Advantage plans have preventative dental, but not all plan cover comprehensive dental. Fortunately, you still have time until the AEP deadline of 12/7 to change your plan and find one that fits your needs. We are happy to discuss and review your options.