Monica Butler, Medicare Insurance Agent
About Me
Hi! My name is Monica, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Q&A with Monica Butler
I'm on a fixed income and struggling to afford my medications. What's this Extra Help program I've heard about for Medicare Part D?
Answer: If you qualify you could receive a reduction in the cost of your medications. You should go ahead and apply for Medicaid to see if you qualify so that the federal government can pay for your Part B premiums as well.
Does Medicare cover SilverSneakers gym memberships?
Answer: No, Original Medicare does not cover SilverSneakers. Medicare Advantage plans will at times give you a gym membership.
Can you just have A and B and not enroll in anything else and still have good coverage?
Answer: Of course you can. But if you ever have to be admitted into the hospital, you run the chance of paying lots of money out of your pocket. Original Medicare doesn’t pay for everything. Just make sure that you get an RX plan so that you don’t incur a penalty.
What's the cheapest way to get Medicare coverage if I only need basic hospital care?
Answer: Original Medicare gives you basic hospital care; no need to get additional coverage. But with that said, a Medicare Advantage plan is the least expensive way to get additional coverage.
I've heard about Medicare fraud. What steps can I take to protect myself from scams related to Medicare?
Answer: Do NOT share your Medicare information with anyone over the phone or online. Make sure that you are doing business with a reputable agent before you share your Medicare information with them.
How does Medicare cover COPD treatment and oxygen therapy?
Answer: If an oxygen machine is needed, which is considered durable medical equipment, with Original Medicare, your portion would be 20%.
What are the reasons why I should work with a Medicare agent?
Answer: Medicare agents can provide meaningful information helping you to navigate Medicare and not just taking in false information from people that are not licensed.
What is one piece of advice you would give to someone who is worried about their mental health during retirement?
Answer: Stay active. Take in nature, and remember you can enjoy life now that demands on your time have decreased; count this as a blessing!
