Mike Fields, Medicare Insurance Agent
Mike Fields
Fields Health Insurance Group
Medicare Agent Licensed in SC, CO, GA, IN and NC
8+ Years of Experience
Contact Details
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Serving
Seven Oaks, SC
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Phone
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Website
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Facebook
About Me
I have been helping those in the Midlands for years. It is a joy to help them understand the choices and options in order to make the best choices for their health care needs. I live in Irmo and my wife and I have 4 children and 8 grandchildren. I enjoy playing my guitar to relax.
Q&A with Mike Fields
What is the donut hole, and does it still exist?
Answer: Fortunately, the donut hole no longer exists. It has been replaced with a Maximum amount that you will pay for all prescriptions each year. For 2026 that cap is set at $2100. That means that once your RX costs reach this amount, all RX will be at no cost to you for the remainder of the year.
How do I switch back to Original Medicare from a Medicare Advantage plan, and will I face any penalties or coverage gaps?
Answer: You can move back to Original Medicare, but you should then pick a Prescription Drug Plan and keep Part B, or you may face penalties. Your local agent can look at your current Prescription; let you know the costs and coverage and help you with the switch.