Michelle Mcghee, Medicare Insurance Broker
About Me
Medicare and health insurance can feel overwhelming—but having the right guidance can make all the difference.
I’m Michelle McGhee, a Registered Nurse with 31 years of healthcare experience and an independent health insurance broker. I take the time to understand your doctors, medications, healthcare needs, and budget, then help you find a plan that works for both your health needs and your budget.
Whether you’re turning 65, retiring, reviewing your current Medicare plan, or looking for health insurance, my goal is to simplify the process and give you the confidence to make an informed decision.
Because I represent multiple insurance companies, I can compare available options for you. My guidance is provided at no cost, and my support continues long after enrollment.
Clear guidance. Confident choices.
When it comes to your healthcare coverage, wouldn’t you want a nurse on your side?
Michelle McGhee, RN
Independent Health Insurance Broker
My Google Reviews
17 Total Reviews (5.0 )
August 21, 2026
Michelle was a tremendous help in navigating the transition to Medicare for my husband and me. I am grateful I found her right in our neighborhood. Our schedule is hectic, and her kindness, professionalism, and patience led the way and made the process smooth. I highly recommend her as your trustworthy agent. She’s a pro.
August 14, 2026
Michelle has an exceptionally sharp understanding of the Healthcare industry. She demonstrates deep compassion, genuine benevolence, and thoughtful consideration. By being one of Michelle's clients, you have already achieved one of the ten (10) essential tips for healthy and happy aging.
July 31, 2026
Absolutely the best experience I've had dealing with health insurance not only fir my self but adding a dependant the aged out of medicaid with life threatening health issues. GOD'S BLESSINGS TO YOU Michelle...
July 31, 2026
There is so many details to leave what Michelle has helped me with during this time of my need for medical care and insurance. I am so appreciative of her help and her care that she has given me to make sure that I am taking care of. Thank you, Michelle for everything you have done. You've returned every phone call every text, every email you have been wonderful, thank you so much..
June 10, 2026
Extremely professional and helpful. It made going through the process stress free. Very happy with every aspect of our interaction. Highly recommended
Q&A with Michelle Mcghee
Do you automatically get Medicare if you're on Social Security Disability?
Answer: Great question! If you are receiving social security benefits at least 4 months prior to 65 or receiving SSDI (Disability) and have received benefits for at least 24 months, you will receive your Medicare card (red, white, and blue card) for Part A and Part B.
I want to switch to Medicare Advantage this year. How do I do this?
Answer: The first step is to see what enrollment period you qualify for, and then check your doctors, medications, networks that are important to you, and what you want your coverage to do for you this year.
What are the reasons why I should work with a Medicare agent?
Answer: working with a Medicare agent gives you a personal 1 on 1 concierge service, we become your person when you have questions or problems. We help you find what works best for your health needs and wallet, we look up your meds and doctors to ensure they are all in the networks that are important to you-I am a tool in your toolbox and I educate first to help that decision easier for you.
What's the key difference in how Medicare Advantage and Medigap handle out-of-network providers?
Answer: The difference is the Medicare Advantage plans are either an HMO or PPO, and it is very important to check to ensure all your doctors are in the Network.
The Medigap is a supplemental plan that fills in the gaps of Original Medicare and it pairs with your primary Original Medicare insurance, so there are no networks, or cap for original medicare.
