Michelle Brown, Medicare Insurance Agent
Michelle Brown
POW Financial Center LLC
Medicare Agent Licensed in FL, AL, AZ, GA, IN, KS, KY, LA, MD, MI, MO, MS, NC, OH, PA, SC, TN, TX and VA
12+ Years of Experience
Contact Details
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Location
Tampa, FL
About Me
Hi, my name is Michelle, and I’m your local Medicare Insurance Advisor. Medicare is my specialty, and I’m dedicated to helping you find the plan that best fits your needs. I take the stress out of Medicare by searching through plans from both nationally and locally recognized companies — so you don’t have to.
The best part? My services come at no cost to you. Your Guide to the Right Medicare Plan!
Get in touch with me today to explore your Medicare insurance options — and be sure to mention that you found me on Medicare Agents Hub!
Q&A with Michelle Brown
Answer: Most Medicare plans will offer home health care. Please contact your plan provider for additionalinformation.
Answer: Yes, yuo should have extra protection like critcal illness and hospital idemnity plan to cover out of pocket expenses that medicare does not cover.
Answer: Not all Medicare carriers offer silver sneakers so you must make sure you the carrier and that particular plan offers that benefit to you. I hope this answers your questions here to assist.
Answer: Contact the Social Security Administrator and see if you qualify for LIS to help with Medicare costs. Also, check to see if you qualify for Medicaid in your state
Answer: I would recommend you make sure your Medicare Plan is a PPO, not an HMO which will allow you flexibility for doctors and care.
Answer: That a "zero-premium" Medicare Advantage plan isn't free, emphasize that "premium" is just the monthly fee to have the plan. Clients will still be responsible for the mandatory Medicare Part B premium will pay out-of-pocket costs like copayments, coinsurance, and deductibles when they receive medical care.
Answer: In order to be covered you will need to have Original Medicare (Parts A & B) with a Medicare Supplement (Medigap)
Answer: I would advise that you have a Medicare agent review your Dad's plan to explain the financial responsibility regarding what each party is required to pay for medical care.
Answer: I wish that every senior understood exactly how their plan works and their financial responsibility for medical care.
Answer: That I'm able to assist individuals in finding the right Medicare plan that's suitable for their needs and to help put money back in their Social Security checks. I enjoy explaining the Medicare to make sure my clients understand each part of Medicare and how it works to their benefit.
Answer: Yes, Climate change-related health issues, like extreme heat, cash influence Medicare policies by increasing healthcare utilization and costs.
Answer:
You may be able to delay Medicare Part B without penalty if you're still working at 67 and have employer-sponsored health insurance through your own or your spouse's job, provided the employer has 20 or more employees.
Feel free to give me a call.
Answer:
Yes, the 2025 changes to Medicare Part D are expected to lower costs for many people with expensive medications by capping annual out-of-pocket spending at $2,000 and providing the option to pay for costs in monthly installments.
I'd love to connect with you to review best options for 2026.