Melodie Pogue, Medicare Insurance Broker

About Me

Hello! I'm Melodie, your trusted Medicare agent in the area. My agency, We Insure Retirement, Llc offers over 20 years of knowledge and expertise.

My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you.

I offer in home appointments at no additional costs and keep open hours on Tuesdays 9:30-noon at the Pharmhouse in Floyd, VA. My partner, Dean Chiapetto is also available to assist you.

Contact me to discuss

your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!

Get in touch with Melodie using this form

Q&A with Melodie Pogue

Every year I stress over picking a plan and still end up surprised by the bills. Is there any way to just get peace of mind with Medicare?

Answer: Yes! Find yourself a good live agent who can help help you and guide you through the Medicare Maze . As agents we reschooled annually on all available options and changes

I'm confused about when I can change my Medicare plan. Can you clarify the different enrollment periods for me?

Answer: If you have a Supplement (Medigap) plan you may change anytime during the year subject to underwriting.

If you have a Medicare Advantage plan the Open Enrollment Period runs from October 15 through December 7.

This is also the time frame for changing drug plans

What are the reasons why I should work with a Medicare agent?

Answer: A Medicare agent should meet with you face-to-face to explain how Medicare works and what your options are. They are paid by the insurance company but can be your advocate for any questions or problems that arrive