Maureen Gildea, Medicare Insurance Broker

Answer: Some Medicare Advantage plans have OTC benefits that can assist with purchasing these type of items.

Answer: There is not really a disadvantage with the exception of a small network of providers on the particular plan the individual may have chosen for themselves. Having only A & B without a supplement or Advantage plan can leave a person responsible for a large out of pocket if they have a costly medical event. Supplements are best however, a Medicare Advantage plan is appealing as lots of plans have zero monthly premiums and include Part D drugs eliminating the need to purchase a stand alone Part D plan. Reach out if you need more assistance.

Answer: This benefit varies depending on the plan you choose. Some cover only preventative and others cover both comprehensive dental and preventative care. There are lots of plans that don't cover any dental benefits at all. Reach out to your favorite Agent if you require more assistance. We are trained to assist finding plans that best suit your needs depending on your individual needs/circumstances.

Answer: Great question. It sure is covered when medically necessary. Feel free to reach out for answers to other questions.

Answer: If it's affordable for you to get a high-end supplement, then absolutely, you can get a Medicare Advantage plan. If you have pre-existing health conditions, then it sure is worth it just to stick with a Medicare supplement. Every person's situation is unique, so it's best to reach out to a Licensed professional to discuss your options and circumstances.

I hope that helps.

Answer: Read your summary of benefits thoroughly or contact the phone number for customer service listed on the back of your Member ID card.

Best of Luck. 🍀

Answer: They oftentimes have zero monthly premiums but also have copayments due when using the plans. See the Plan benefits. Pay close attention to the Max OOP. Also recommend using a licensed professional to assist in Plan options. Not a one size fits all choice.

Answer: Each year Medicare sends out a new book. The details are in the book.

You can also reach out to a Licensed Professional to assist in explaining your options.

Answer: I recommend reaching out to a Licensed professional that has lots of years of experience due to everyones individual situation being so different. A Licensed professional should go over all of your choices and explain to you what your options are along with the difference between what you currently have and what you are looking to switch to so you know clearly if it makes sense to switch from your existing plan.

Answer: Medicare covers a mammogram every 12 months for women over age 40, as well as a mammogram for women ages 35-39 one time. If medically necessary you can get diagnostic mammograms more frequently than once a year. 3D mammograms are covered under the same conditions.

Answer: You may qualify for the MSP in your State. If you don't qualify then you should get a Medicare Supplement or a Medicare Advantage to cover and minimize your OOP costs.

Answer: Look on your red white and blue Medicare ID card and call the phone number listed to report that error so they can address it.

Answer: Yes my clients rely on the cards. Not every plan qualifies for an OTC card.

Reach out for more information.

Answer: This answer varies depends on which plan you choose. It's best to reach out to a Licensed professional when making a plan choice to view different scenarios and your options.

Answer: Consider your health conditions before choosing a plan. You will have a guaranteed issue for a Medicare Supplement so that is something to keep in mind. A licensed professional would be able to go over the pros and cons.

Answer: 1) working with a licensed professional with knowledge of how Medicare works is a good choice. The ABC's of Medicare is not only a lot of information to try absorbing but there are instances and circumstances that could make a great Option for one individual NOT the best Option for another person. Depending on each person's situation and circumstances. Health Conditions, other coverage, travel or don't travel, PPO, HMO (POS), location... the list goes on and on.

Feel free to Reach out.

Best Regards,

Maureen Gildea

Contact me.

Answer: Feel Free to reach out to me. I can assist him with enrollment.

Best Regards.

Maureen Gildea

Contact me.