Mary Ellen Levine, Medicare Insurance Agent
Mary Ellen Levine
The Insurance Lady
Medicare Agent Licensed in IL, IN and NV
Contact Details
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Location
Manhattan, IL
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Phone
Mary Ellen Can Help With:
About Me
Hi! My name is Mary Ellen, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Q&A with Mary Ellen Levine
I'm planning a long trip overseas. What happens if I need medical care while I'm away from the US?
Answer: If you’re on Medicare it’s important to know that Medicare does not cover outside the United States and territories.
If you chose a Medicare supplement plan G you would have coverage up to $50,000 with a $250 deductible .
Medicare advantage plans work a bit differently. I always suggest to my clients to look into coverage offered thru your travel agent. In most cases travel Medical has additional coverage like lost luggage etc . Cost is generally very inexpensive .
Do husband and wife each pay their own Medicare premiums, or is there a family plan option?
Answer: When you are on Medicare everything is individual . There are no family planS
Your Part B IRMMA deduction is based on your combined household income but those deductions come out of your social security account separately
Your monthly premium for your health plan is separate also
My Medicare Advantage plan listed my doctor, but now they say he's out of network. How is that even allowed?
Answer: All Medicare Advantage plans contract with Physicians. The Physicians can leave a network for a variety of reasons, generally that happens at the end of the year. This is why the companies send out an annual Notice of change known as an ANOC.
If you want to avoid this situation, you should look at a Medicare supplement for your insurance coverage. In a Medicare Supplement, there are NO networks or Co pays. You pay a monthly premium and have access to ALL Medicare Physiciains Specialists providers and US Hospitals.