Marty Slaught, Medicare Insurance Broker
About Me
Original Medicare is good health insurance, but what it doesn't cover can cost a lot.
𝗣𝗔𝗥𝗧𝗡𝗘𝗥𝗦 𝗜𝗡 𝗠𝗘𝗗𝗜𝗖𝗔𝗥𝗘 is a Medicare insurance brokerage company owned by Marty Slaught which helps clients learn about Original Medicare and then helps reduce or nearly eliminate the client's potential high out-of-pocket cost of Original Medicare by enrolling them in a private Medicare ADVANTAGE PLAN or SUPPLEMENT PLAN (Medigap) from one of the leading health insurance companies.
Directions to My Office
Q&A with Marty Slaught
What are the Medicare Part A and Part B deductibles for 2027?
Answer: As of November 1, 2026, The Centers for Medicare and Medicaid Services (CMS) has not officially announced the amounts of the 2027 Medicare deductibles. CMS will be announcing the amounts in November 2026.
Can I leave Medicare Advantage and automatically get a supplement?
Answer: Medicare rules allow you to switch from a Medicare Advantage plan to a Medicare Supplement plan, but "getting" the Medicare Supplement plan is not done AUTOMATICALLY at it's NOT guaranteed you will be approved. Your insurance broker/agent should submit your application for the Medicare Supplement plan at least two months before you want the Medicare Supplement plan to start, which can be only on the following January 1st, February 1st, March 31st or April 1st, depending on when your application is submitted by your insurance broker/agent and depending on the month requested in your application. Don't cancel your Medicare Advantage plan until after the insurance company for the Medicare Supplement plan has sent you and your broker/agent confirmation that the Medicare Supplement plan will be effective on the day that was requested in your application.
There are other rules to know, so call me to learn more.
What are the reasons why I should work with a Medicare agent?
Answer: 1. A good agent will first educate a client about Medicare and the potential high out-of-pocket costs, and then describe how private Medicare related health plans (Advantage plan and Supplement plan) will greatly reduce those potential high costs.
2. A good agent will be your advisor at the beginning, all year long and every year thereafter to answer your questions and provide advice and service.
3. The agent's client does not pay the agent. The insurance company providing the private Medicare-related health plan pays the agent a small fee to enroll a client, but that fee does not affect the client's plan or cost.
I'm on Original Medicare with no supplement. How much would I pay if I needed an ambulance ride to the hospital tomorrow?
Answer: After you have met the annual deductible for Part B ($283 in 2026), you pay 20% of the Medicare-approved amount based on the Medicare ambulance fee schedule, which has several factors, including: (1) level of care provided, (2) located in either an urban area or rural area, (3) distance traveled, (4) whether it's a ground or air ambulance.
