Mark Cook, Medicare Insurance Broker
Mark Cook
Medicare Broker Licensed in SC, GA and TN
15+ Years of Experience
Contact Details
-
Location
Eutawville, SC
-
Phone
About Me
Hello, my name is Mark Cook. I'm a United States Navy veteran. I've worked with Medicare products for 15 years in Aiken, McCormick, Edgefield, Lexington, Batesburg, Orangeburg, Barnwell and several other counties in South Carolina. I have thoroughly enjoyed working with Medicare advantage, Medicare supplements, standalone prescription, drug plans, standalone dental plans, and also life insurance ever since I've been in the business. I'm always open for questions even if you're not a client I might can help just by giving you some guidance with phone numbers or resources that you can contact to assist in finding out whatever you may need or whatever you may be looking for. Me and my family love the outdoors and are very active in our local church community and enjoy living here in the South Carolina low country.
Q&A with Mark Cook
What are the reasons why I should work with a Medicare agent?
Answer: It’s certainly not all but a large percentage of people that work with Medicare products do that 12 months out of the year. Personally, I highly recommend independent local Medicare brokers and the reason for that is because they’re going to be more current on federal guidelines and state guidelines and what products are available in your area. They’re also more familiar with the doctors and hospitals that are in network with particular carriers within the unique field of insurance plans related to Medicare products such as Medicare supplements, Medicare advantage plans, and prescription drug plans
Why do some seniors end up paying lifelong penalties for Medicare Part B or Part D?
Answer: Because Medicare Part B and Medicare part D are both ruled by the same insurance philosophy. The rule of large numbers. Everyone needs to participate in order for it to make sense. So the federal government has come up with a set of guidelines that include penalties that are reasonable and equitable that would penalize individuals that when they do qualify for part B and part D, for whatever reason, decide NOT to participate. When these individuals decide not to participate in our communal system that is in place to provide insurance to what should be some of our most protected groups of Americans due to their vulnerability…and that’s our seniors and the subgroup of individuals that are on disability; penalties are a wise deterrent in helping reduce this outcome