Lauren Orlosky, Medicare Insurance Broker

About Me

Hi! My name is Lauren, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!

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Q&A with Lauren Orlosky

I signed up for a Medicare Advantage HMO, and I'm wondering if I can see a cardiologist out of network without paying everything myself.

Answer: It is always best practice to refer to your plan's Evidence of Coverage. If your plan has POS feature or Point of Service, you may be able to receive some services out-of-network but for a higher cost share. In general regarding HMO, you will need to stay in the plan's network for your item, test, service to be covered. If you go out-of-network, then you will be responsible for all costs.