Laura Phelps, Medicare Insurance Agent
Laura Phelps
Laura -helps
Medicare Agent Licensed in AZ
Contact Details
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Location
Phoenix, AZ
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Phone
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Website
Laura Can Help With:
About Me
"Medicare is complex. Laura-Helps makes it simple." Where compassion meets expertise to guide you through the complexities of Medicare and health insurance. Laura Phelps is a dedicated and passionate advocate for individuals seeking the right health coverage. When Laura stepped out on her own to build something meaningful, the right name was already waiting. By simply dropping the "P" from her last name, Phelps became Helps — and a brand was born that says exactly what she does.
Q&A with Laura Phelps
Does Medicare cover radiation therapy for cancer, and what will I pay out of pocket?
Answer: Yes, they do! You will need to look at your Summary of Benefits to see exactly the amount covered, but generally plans cover radiation therapy at 20%.
What should I do if I miss the Medicare Open Enrollment period, and I want to change my plan?
Answer: If you are presently on a Medicare Advantage plan, you will be able to change your plan in Open Enrollment Period starting January 1st through March 31st, 2027.
We’re selling our primary residence with 3-year owner financing, a balloon payment, and about $200,000 in gain. How would the monthly payments affect our Medicare premiums if we file jointly?
Answer: You won’t have an issue until you receive the balloon payment from the sale of your home. You possibly will have a higher premium for your Part B premium with your IRMAA during that year.
What role might private insurers play if Medicare expands to cover more preventive care?
Answer: The private insurers will be required to offer the expansion of coverage in preventive care services.