Kyle Kokot, Medicare Insurance Broker
Kyle Kokot
Carolina Senior Benefits
Medicare Broker Licensed in NC, AL, AR, AZ, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NJ, OH, OK, PA, RI, SC, TN, TX, UT, VA, VT and WV
10+ Years of Experience
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Cornelius, NC
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About Me
Kyle Kokot is a Medicare insurance expert, author, and co-founder of Carolina Senior Benefits and Kokot's Insurance Agency. Over the years, Kyle and his team have helped more than 10,000 Medicare beneficiaries across the United States navigate Medicare with confidence and make informed healthcare decisions.
When he's not educating individuals about Medicare, Kyle enjoys spending time with his family. He is a devoted husband, proud father of two daughters, with his first son on the way, and a dedicated dog dad. Whether it's enjoying the outdoors, spending time on the golf course, or making an ice cream stop on the way home, family time is at the center of everything he does.
As part of his commitment to helping people better understand Medicare, Kyle authored Medicare Breakdown, a practical guide that highlights the seven most common Medicare mistakes, how to avoid them, and the five essential steps everyone should take before turning 65. Attendees of the webinar will receive a complimentary copy of the book to help them prepare for a successful Medicare transition.
My Google Reviews
1685 Total Reviews (5.0 )
July 4, 2026
July 3, 2026
He was so helpful and was very patient He gave me his phone number if I needed more help or ran into problems with my doctors
July 3, 2026
Mr. Stuart Bobot has been such just the sweetest Person and so thorough every step of the way. He has help me choose the perfect plan for me and i even had $’s about my diagnosis and within in minutes he had all my ?’s answered . With myself being a nurse i got absolutely tell he did not skip a beat with his knowledge of every plan and absolutely sure every doctor was whom i already see and and ll institutes ( hospitals) that k have ti go to..But no means will any of the courage will change and i also now eye and vision coverage which is just amazing. !! Never once did i felt pressure to accept anything especially if i wasn’t sure but i can tell you he answered single ? and nothing as been let to question. I will definetly give Mr. Stuart’s name to friends and family when 1000% knowing he will get the very nest plan they will need ! Mr. Stuart you for so many different things you have done for me to make things judy so much easier ! SL Plattsmier
July 3, 2026
July 2, 2026
Q&A with Kyle Kokot
I'm living solely on Social Security of $1,400 monthly and can't afford my Medicare premiums and copays. What assistance programs might help someone in my situation?
Answer: Low-income subsidy by the state you live in or apply for state Medicaid at that income. You can apply for this online at SSA.gov under the Medicare tab dropdown that says Low-income part D extra help
I'm turning 65 soon, when can I enroll in Medicare?
Answer: If you draw a social security check already then you will be automatically enrolled. If you do not draw social security, then you can enroll into Medicare A&B 3 months before the month you turn 65. For example: If you turn 65 in the month of June then you could enroll into Medicare A&B as early as March1st.
You can submit your application to enroll into Medicare on SSA.gov website. Click on Medicare then click on Apply online
Is it better to get Medicare Part D or Medicare Advantage?
Answer: The question here should be... Is it better to go with a Medigap and part D vs Medicare Advantage part C. When trying to decide this will be based off a few factors.
1. How's your health?
2. Can you afford going the Medigap route?
3. Do you travel often?
There are a few other questions we would ask someone one but it will be different for everyone.
The short answer to this would be there is nothing as good as going with Medicare, supplement and a drug card but on the flipside it is a way more expensive route and weather you are sick or not you will pay premiums.
I tried calling Medicare and got transferred five times. Is there any way to get straight answers from them?
Answer: I would first say make sure you called the right number for Medicare. When you call that number make sure to say representative until they actually get someone on the phone.
Every year I stress over picking a plan and still end up surprised by the bills. Is there any way to just get peace of mind with Medicare?
Answer: Yes! Stick with one agent that is a broker and can offer all the options that are available to you in your area!
What's the most important question I should be asking about Medicare that I probably haven't thought of yet?
Answer: If I am still working and have employer coverage, what are my options? Do you know that you can continue to work and drop your employer coverage and take on Medicare? You can also delay your Medicare and keep employer coverage without any penalties!