Kristine Gurley, Medicare Insurance Broker

About Me

WE MAKE MEDICARE EASY! If you feel like you are spinning your wheels wondering how to make the best Medicare decision, you are in the right place. Your LOCAL Trusted Licensed Health ADVISOR for the Gulf Coast! We service the states of MS, LA, AL and more.

Get in touch with Kristine using this form

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My Google Reviews

25 Total Reviews   (5.0 )

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Lisa Loth
June 5, 2026

Knowledgeable staff! Very helpful in checking options. Recommended to several friends acquaintances.

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Mamie LeBlanc
June 5, 2026

Gurley & Associates was an absolute blessing for my parents. Navigating insurance and Medicare options can be overwhelming, but their team took the time to explain everything clearly and helped my parents find the coverage that best fit their needs. They were patient, knowledgeable, and genuinely cared about making sure my parents understood their options and felt confident in their decisions. It’s rare to find that level of personal service these days. If you’re looking for someone who will go above and beyond to help with your insurance needs, I highly recommend Gurley & Associates!

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Kelly Lumpkin
June 4, 2026

Kristine Gurley helped us immensely. It was something we had been dreading to do but she made it much easier for us and printed out an information packet to bring home to review. She told us not to hesitate calling her for any further help. We highly recommend their services.

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Daniel Winters
June 4, 2026

Kristine and her staff are extremely helpful and polite. She went out of her way to see to it that all of my concerns were addressed. I recommend her agency wholeheartedly.

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Deborah Bates
April 16, 2026

Gurley and associates provides the very best service. Kristine Gurley Owner Always says please call me if you have any questions before you call Customer Service. She wants to provide help initially as much as possible!!! She has provided me with written information so that I can understand better. What is happening to my plan We have Monthly get togethers for the seniors, called 603 Prime timers. We have a free meal, free games and lectures, and the games come along with PRIZES. Whole team is very helpful! I will likely never Stop being a member!

Q&A with Kristine Gurley

I am on ssi Disability. I turn 65 in June. I also just got Humana health. So does it be change to SSI?? Or does my SSI -Disabiliy just go on til death.

Answer: Yes, your SSI-D will change to Retirement SSI when one turns 65 years of age. Even though you are on a Humana plan under SSI-D you get a secondary Initial Enrollment Period to re-evaluate your plan options and make change if needed. This is a good time to look at all your options.

So I heard something about Medicare drug costs being capped at $2,000 in 2025. Is that really happening or just talk?

Answer: Due to the new law IRA (Inflation Reduction Act) the Initial coverage for 2025 will be capped at $2,000 after the Member pays out the $2,000 in drug cost, the remainder of the year the member will have a $0 co-pay for their prescriptions.

Why do some clients ignore your advice and end up in bad Medicare plans-what makes them resistant?

Answer: Due to the Medicare beneficiary answered a phone call from a Call Center speaks to an agent on the line not even from the state or county nor city as they proclaim, Agent proceeds to convince the Senior that they can get them more this and that, never look up providers nor medications do not know the network for the plan they are insisting they go onto. Never having the Senior Medical or Pharmaceutical interests.

The importance of using your LOCAL Trusted Health Advisor that has studied each plan along with networks, list of medications that work to find the coverage that meets YOUR NEEDS!

I'm on a supplemental Plan N, and I'm curious if my recent MRI is covered or if I'll get stuck with a big bill.

Answer: Plan N with covers 100% for the Medically Necessary approved MRI, Medicare pays the 80% and Plan N pays the 20%.

I just got a $300 bill for an ambulance ride I thought was covered. Am I the only one who didn't know Medicare doesn't pay for all emergency transport?

Answer: On Original Medicare you have a 20% co-insurance for all Part B medical cost including Emergency Transportation. Medicare only covers 80% leaving you the Medicare Beneficiary with the remaining 20%.

What do you like most about being a Medicare agent?

Answer: We are your LOCAL Trusted Health Advisors; we educate and knowledge Medicare Members on the correct guidance to meet Your Health and Prescription Drug Needs. We are 24-hour access 7 Days a week to answer your important questions and concerns. WE MAKE MEDICARE EASY.... Health Insurance too!

What are some ways to save on prescription drug costs?

Answer: You can save money on prescriptions by using the mail order option instead of the local pharmacy option. Most drug plans have preferred local pharmacies and that can provide savings. Also, generic mediations if they are approved by your physicians can reduce prescription costs.