Kimi Oliveira, Medicare Insurance Agent
Kimi Oliveira
Preferred Benefits Partners, LLC
Medicare Agent Licensed in HI, CA, NV, TX and WA
Contact Details
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Serving
Kaneohe, HI
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Phone
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Website
About Me
I am a Medicare and health insurance professional with more than 21 years of industry experience. After earning her Master's Degree in Business from Hawaii Pacific University, she built a successful career helping individuals navigate Medicare and healthcare coverage options.
Kimberly served as a Sales Manager with UnitedHealthcare from 2006 to 2015 before co-founding Preferred Benefits Partners, LLC. She specializes in Medicare Advantage, Medicare Supplement, and prescription drug plans, helping clients find coverage that best fits their healthcare needs and budget.
Known for her personalized approach, Kimberly treats every client like family and provides complimentary year-round support, education, and advocacy to ensure they make informed healthcare decisions with confidence.
Q&A with Kimi Oliveira
Are all types of blood tests covered by Medicare?
Answer: No all blood tests are not covered by Medicare. You need to work with your agent and doctor to determine what order is being placed for your blood test.
I have multiple medications; how can I ensure my Medicare Part D plan covers them all without breaking the bank?
Answer: An analysis would be needed to answer this question. However, the phases of a Part D plan consist of: Deductible, Initial Coverage, Copays, and Catastrophic Coverage. Once a person enters the Catastrophic coverage of $2100 for next year, you will pay $0 for covered medications.
Do I have to pay taxes on Medicare?
Answer: Medicare is a health plan. You might be referring to Social Security. Please clarify.
No taxes on Medicare health benefits.
I'm caring for my elderly parent with dementia. How can I get legal authority to manage their Medicare?
Answer: Hi there. Power of Attorney for health. You can contact me because I'm going through the same thing you are. My mother has had dementia for years, and it is a journey.
Can I be denied for a Medicare Supplement plan?
Answer: Yes, if you are not eligible for a guarantee issue, and have one of the reasons to be denied. There are multiple reasons listed to for a denial.
I've got Medigap Plan C, and I'm curious if my recent bloodwork is included or if I need to budget for extra costs.
Answer: It would depend if Medicare covers the bloodwork order. Plan C only covers if Medicare covers first
What are the reasons why I should work with a Medicare agent?
Answer: Year round support
No 800 numbers waiting on the phone and wasting your time
Partner and coach year round
Access to industry updates
Educational events
I'm still working at 67, and I don't know if I need Part B. Why is something so basic so hard to figure out?
Answer: Dear Sir or Madam,
it will depend on your financial situation as well as your personal scenario. A discussion helps determine the best time for you to personally decide when to retire and the steps involved after retirement.