Kim Hart, Medicare Insurance Broker

About Me

Here is my YELP review I thought be a good unbiased source: Kim Hart, an agent with American Senior Benefits MN, is described by clients as an exceptionally knowledgeable, compassionate, and dedicated Medicare specialist who goes above and beyond to find affordable plans. While specific numeric Yelp ratings for her individual profile are not detailed in search results, she is recognized for providing "wonderful" and expert service.

American Senior Benefits MN Key highlights from her professional reputation:

Expertise: Specializes in Medicare Supplements and Advantage Plans.

Advocacy: Known for being a "warrior" in advocating for clients and finding the best outcomes.

Approach: Compassionate and personalized service for seniors.

She will meet you in your home, office or elsewhere you wish.

That said I incorporated H.A.R.T. Ins in 6/30/2017 with a tag line defining Health, Annuities, Retirement Transition Insurance. Here's a BIO from me: My approach is to educate with sales as a by-product. My passion products are Long Term Care Insurance to protect one's assets and care choices under the 2008 Partnership for Long Term Care Act; MNsure & Medicare; Fixed Annuities to guarantee growth and a 2nd income stream one cannot outlive; and Life Insurances. Mother of 4; Born & raised in rural MN. Triple Program B.S. degree from St Mary's Univ in HR, Bus Mgmt and Telcom Mgmt in 2002 after highschool 1978 then Concordia College on a track scholarship then an A.S. from ARCC. Always learning, every job I have been a Top Performer. A DSM once said " You Do It Your Way and it works so keep it up".

I began while working as an independent foreclosure consultant, as a volunteer from 1997 to 2002 handling my fathers WWII VA benefits and his Medicare, then at AARP state fair booths, a member of now insolvent American Senior Federation of St Paul and current member of Center for Medicare Advocacy out of CT and Washington D.C. I was recruited by a neighbor who sold Medicare Medigap policies, Final Expense and Long Term Care polices for Combined Insurance Company of America an AON subsidiary where I was a captive agent for 6 years; CICA sold our senior division and I found GASB, now ASB aka American Senior Benefits of MN in 2008 and have been there since.