Kenneth Mahaffy, Medicare Insurance Agent
Kenneth Mahaffy
Healthcare Solutions Team
Medicare Agent Licensed in NY, FL, IN, NJ, OH, PA and TX
11+ Years of Experience
Contact Details
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Serving
Fort Salonga, NY
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Phone
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Website
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Schedule An Appointment
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LinkedIn
Kenneth Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Ken is a licensed and AHIP-certified Medicare Insurance Agent proudly serving the Huntington, NY community. Ken specializes in helping seniors and eligible individuals navigate the complexities of Medicare Advantage, Medicare Supplements, and prescription drug plans. "My goal is to be a true advocate for my clients, cutting through the confusion to find a plan that fits your health and budget needs." When not helping beneficiaries find the right coverage, Ken enjoys playing softball and spending time with his eight grandchildren. Whether you are aging into Medicare, looking to switch plans during the Annual Enrollment Period, or exploring Special Needs Plans, Ken Mahaffy provides clear, no-obligation guidance.
Directions to My Office
Q&A with Kenneth Mahaffy
Answer:
The right healthcare company should fulfill all of your Medicare needs, and provide your providers with in-network coverage.
The right representative will go over all your needs and find the perfect fit for you.
Answer: Medicare can’t drop you because of your health. Your health status, the number of claims you file, or the cost of your care won’t ever cause you to lose Original Medicare or a private Medicare plan.
Answer: No, you do not need to sign up for Medicare again when you turn 65. Your current Medicare coverage (Parts A and B) will continue automatically
Answer: Original Medicare does not cover x-rays, exams, or therapies when ordered or performed by a chiropractor, with the sole exception of manual manipulation of the spine.
Answer: A zero-premium Medicare Advantage plan means you don’t pay anything to the insurance company for the plan itself, but you still need to cover your regular Part B premium and out-of-pocket costs like copays, coinsurance, and deductibles.
Answer: Yes, Medicare Part B covers specific chiropractic appointments, but it is strictly limited to spinal manipulation (adjustments). It does not cover general back pain treatment, massage therapy, or X-rays ordered by a chiropractor.
Answer: Missing your initial enrollment period for Part B enrollment. Missing your initial window for Part B when not covered by active work leads to a 10% lifetime penalty for every year you wait.
Answer: Yes, Medicare covers hospice care through Medicare Part A. Your doctor must certify you are terminally ill with a life expectancy of 6 months or less to qualify and you must choose comfort care, not curative treatments.
Answer: Some Medicare Advantage cost $0 monthly and offer Dental services, so depending on your current dental plan, it may save you money.
Answer: Listen to their questions. Explain the differences between Parts A, B, C and D. Explain the differences between Medicare Supplemental plans and Medicare Advantage plans. Make sure beneficiaries understand the costs associated with the different plan coverages.
Answer:
Local agents can offer a more personalized experience based on individual needs, while offering face to face interaction.
Local agents are also more familiar with the regional network coverage.
Local agents offer ongoing support and can help with any questions regarding billing, claims and any other concerns individuals may have.