Katie Hutchison, Medicare Insurance Broker
Katie Hutchison
Medicare Broker Licensed in OK
Contact Details
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Location
Sand Springs, OK
About Me
Hello, I'm Katie, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Q&A with Katie Hutchison
I've heard about IRMAA affecting my Medicare premiums. How can I find out if it applies to me, and how does it work?
Answer: IRMAA, is based on the previous second year, such as, for 2026 your tax bracket would be based on your 2024 taxes. It would affect your part B premium.
Single filling your max is 106,000, married filing joint your max is 212,000.
If you made more than the max amounts you would be subjected to pay higher part B premium.
Does IRMAA reset every year, or does it stay the same once you're assessed?
Answer: IRMAA is based on the prior two years, such as if you are charged IRMAA it will be based on your 2024 income. Once your incomes comes down it will change. If your income was was based on selling a home, but you put that income back into another home then you can appear the action by filling out a form.
Are the Medicare flex cards and grocery allowance cards I see on TV legit?
Answer: Yes they are, but most of those policies are geared to a specific chronic illness, such as heart disease, diabetes and other chronic illnesses. I would be happy to look at your policy and compare. There are also other policies that have more grocery benefits, but higher out of pocket cost.
What excites you about serving the Medicare population?
Answer: I enjoy helping educate people in the Medicare world. Its very confusing and I can take the confusing out so people can have a better understanding about Medicare
Does Medicare cover CT scans, and how much do they cost?
Answer: Yes they are covered, the fee depends on what Advantage plan you have. If you have original Medicare with a supplement it would be covered, with out a supplement your cost would be 20%
Does Medicare Part D cover Repatha?
Answer: It depends on the company you have your Part D with.
Yes some do, but the tier that they are on could very depending on insurance company, some companies may not cover it.
Is paying for a high-end Medicare Supplement plan really worth it, or is it overkill?
Answer: It depends on you situation, do you use it? you can switch to another company, you would have to ask an agent about the birthday rule in your area. If you have lots of medical problems then yes it could be worth it, but if you are very health and only go to the doctor once a year the nit may not be worth it.
I’m on Humana Medicare. Customer service pre-approved a nuclear stress test, but I just got a $780 bill. They escalated it over a week ago and never called back. Do I have to pay? How do I file a complaint?
Answer: You can go to Humana, go to the bottom, on the right side under Member Services, click on Complaints and Appeals. There you can file a complaint or a grievance about your situation. You can also call Customer Support and ask them why the charges are so high.
What are the reasons why I should work with a Medicare agent?
Answer: Having a agent in your corner will make the process not so scary, they can answer your questions, do research for you and make sure that you have the plan that will fit your life, cover all your prescriptions, and you can keep your Doctors.