Kathleen Allison, Medicare Insurance Broker
Kathleen Allison
Kathleen Allison
Medicare Broker Licensed in WA, AZ, CA, FL, ID, MI, MO, MT, OR and TX
Contact Details
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Location
Arlington, WA
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Phone
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Website
Kathleen Can Help With:
About Me
Need help navigating the Medicare Maze? As a broker, I provide options so you can make an informed decision & have the continuation of care you need. Consultation is always free!
Q&A with Kathleen Allison
I'm on Medigap Plan G, and I'm curious how my upcoming knee replacement surgery will be billed. Does the plan cover it all after my deductible?
Answer: Once your plan deductible is met, your covered medicare services performed by a provider that accepts medicare, 100% of your cost share is covered by the plan.
How does moving to a new state affect my Medicare enrollment timeline?
Answer: Moving does not, once on Medicare, it opens up a new special election period to make a change of plan
Is Medicare becoming more expensive over time, and will it ever be unsustainable?
Answer: Sorry, medical costs need to get under control and be honestly reported... when has a billed amount by a hospital or facility amount been totally paid by a vendor/individual/insurance, but rather a lower negotiatied rate, thus we end up having a paper "red" by hospitals, etc... let's have honest billing, not inflated blling so we can see the true cost of our health care
Does Medicare cover the cost of blood thinners?
Answer: Medicare does not cover prescriptions... You have to have either a Part D standalone drug plan or a MedAdvantage plan that covers prescription drugs. Each plan has a drug list which determines what prescriptions they cover, and at what tier, which determines your copay or coinsurance, and whether or not there is coverage - if not listed, there is no coverage unless granted via a drug exception
My mom is considering switching to a Medicare Advantage plan because her friends say it's better. She's scared of losing her current doctors. How can we check?
Answer: When selecting a medadvantage plan she needs to check with the plan that her doctors are in network with the plan by using a licensed contracted agent or directly with the plan as well as her prescriptions are covered.
Why might Original Medicare with a Part D plan be better than a Medicare Advantage plan for frequent travelers?
Answer: Depending on your medadvantage plan, you may have restrictions on the area of service your plan provides as well as networks, unlike with original medicare you can go anywhere in the US and receive care with providers that accept medicare for medically necessary services.
How do discount cards and resources affect my Medicare Prescription Drug plan?
Answer: If prescriptions are not filled by plan the amount paid by member does not apply against the maximum out of pocket drug costs for year on the plan