Karen Boudreaux, Medicare Insurance Agent
Karen Boudreaux
Karen Boudreaux Insurance Services Specializing in Medicare Options
Medicare Agent Licensed in TX, AZ, CA, FL, NV, OK, TN and UT
19+ Years of Experience
Contact Details
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Serving
River Oaks, TX
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Phone
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Website
Karen Can Help With:
About Me
Hello! I'm Karen, your trusted Medicare agent in the area. My specialty is Medicare and I have over 20 years experience with the senior market! I’m passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Q&A with Karen Boudreaux
Answer: You can change from one Advantage plan to another up until March 31. It’s called OEP; it starts January 1 and it goes to March 31.
Answer: It depends on if you qualify for Medicare. And if you do and you were on your company’s insurance, you have to apply for Part B; if you are on your company's insurance, you have a special election, even if you’re after the age of 65.
Answer: The deductibles and the co-pays have gotten a little bit out of hand because of the change with the coverage gap going away. It’s actually costing people more money in the long run.
Answer: Finding a good agent that’s been in the business for several years. It’s very important to have somebody assist while making the decision around your Medicare options.
Answer: It depends. Some companies require you to apply for Medicare Part A and B. But if they don’t, it’s not necessary until you stop your employer coverage, and in some cases Medicare A and B is actually a better route to go along with having either an Advantage plan or a Medicare Supplement, so that’s something that would be necessary to explore.
Answer: It’s best to take out insurance when you’re on vacation, and in some instances, Medicare does pay a percentage depending on which route you go.
Answer: If you’ve been on Social Security for two years, you automatically get Medicare Part A and B, and if you’re not 65, you can take advantage of the Medicare Advantage plans, the HMOs and the PPOs, which include drug plans.
Answer: Yes, Medicare pays if you go to an ophthalmologist. If you have a Medicare Advantage plan, there is coverage as well with a co-pay, and they usually give you money towards frames and lenses as well.
Answer: Yes, you're entitled to a Special Election Period if you move, lose your employer coverage, weather disaster, etc.
Answer: Just having to pay a premium and no copays. And you can go to any doctor and hospital that takes Medicare.
Answer: If it’s an HMO, referrals can be inconvenient. And network of doctors depending on the area and the plan.
Answer: I set an appointment with them face-to-face and tell them to call me with any questions throughout the year.
Answer:
The biggest mistake is not having an agent to help guide them, and take care of them.
Not knowing or completely understanding their options.