Joyce Joneschiet, Medicare Insurance Broker
About Me
Hello, I'm Joyce, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Q&A with Joyce Joneschiet
I’m overwhelmed by conflicting advice on when to claim Social Security. Should I take it early at 62, wait for full retirement age, or delay until 70?
Answer: I think it depends on your needs at the time. If you can wait until your full retirement date, I would advise doing that, as you will get a higher benefit. Otherwise, if you continue working after 62, Social Security can lower your benefit depending on how much your income is. Ultimately, waiting until 70 gets you the highest benefit. If you can wait comfortably, I would definitely advise waiting as long as possible.
What do you like most about being a Medicare agent?
Answer: There is always a need to help seniors understand and enroll in Medicare. I love explaining and s howing the 2 paths of Medicare and helping a client discover which is the best for them. Also, I can build my business doing this and make a good living providing a service that we will all need at some time.