Joshua Funk, Medicare Insurance Broker
Joshua Funk
Assurance Innovations
Medicare Broker Licensed in NJ, FL, ME, NC, PA, TN, TX, VA, WV and WY
13+ Years of Experience
Contact Details
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Location
Hackettstown, NJ
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Phone
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Website
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Facebook
About Me
Hello, I'm Josh - Your Local Medicare Advisor
Since 2013, I've helped clients cut through the Medicare noise and build coverage that actually fits their life - and their budget. From Advantage to Supplements to smart financial protection, I'm here to make things clear, not complicated.
Licensed in 10+ states with a focus in New Jersey & Pennsylvania. Call me today for your free consultation.
My Google Reviews
20 Total Reviews (5.0 )
November 18, 2025
I have been using Josh Funk and his company for over 5 years and he has been great. He takes the time to find the best supplement plan that fits me and my budget. Answers all of my phone calls on a timely manner and keeps me posted regarding the status of my plan. I plan on continuing to use Josh Funk
October 15, 2025
My husband has been a client of Joshua’s since he became eligible for Medicare several years ago. I recently became a client as well as my husband has always been pleased with Joshua’s dedication helping him get the best coverage at the best possible price. He is patient and kind, and always a pleasure to work with. We highly recommend him as a go to for insurance questions.
December 20, 2024
I have depended on Joshua Funk to guide me through the decision-making process of investment/retirements and Medicare options for several years now. He has been an excellent advisor and mentor! I highly recommend him to anyone in need of financial and insurance services. He is simply the best!
December 5, 2024
Joshua recently helped my family research and purchase life and medical insurance. His expert knowledge of the marketplace guided us to purchases that not only met our needs, but were affordable as well. He took the time to explain all the fine details, provide comparisons between various providers, and answer any questions we had. I highly recommend contacting Joshua if you are looking for any type of personal insurance product or need to consult with someone regarding finances in retirement.
November 14, 2024
Mr Funk is the most outstanding agent I’ve ever worked with. He goes the extra mile In helping me make the best possible decisions for my health care. He’s also the best informed agent I’ve ever worked with. It’s a pleasure to work with him.
Q&A with Joshua Funk
Is Original Medicare or Medicare Advantage better? Why do you recommend one over the other?
Answer: It really depends on your preference and whether or not you want to pick up a Medicare Supplement plan or not. A Medicare Supplement will pick up most of what Original Medicare does not cover which is about 20%. With Original Medicare you really don't need to worry about networks and can go anywhere Medicare is accepted, but you have no max or cap on your out of pocket expenses. With a Medicare Advantage plan, you are going to have networks, but your out of pocket expenses will be capped and your plan can include your prescription benefit also. I typically recommend Original Medicare if you want to also pick up a Medicare Supplement. If not, I recommend Medicare Advantage, but everyone's budget, health and situation is unique, so reviewing all options with a licensed broker is advised.