Joseph Ford, Medicare Insurance Agent
Joseph Ford
Medicare Agent Licensed in CA
Contact Details
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Location
Oakland, CA
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Phone
Joseph Can Help With:
About Me
Hi! My name is Joseph, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Q&A with Joseph Ford
Answer: Not,speaking to a Medicare brocker to help them enroll in the correct coverage for their personal situation
Answer: Creditable covered is that youwould have through employmentand is equal you the coverage you would have through medicare
Answer: No you do not,you don'thaveto apply for Medicare until you no longer have creditable coverage,which in your case would be after you retire from your job
Answer: No, medigap plans follow you in any state, the only time you would have to change plans would be if you had a medicare advantage plan
Answer: If you have medicare you do not need a referral to cover therapy,any provider that takes medicare will provide service
Answer: I am a senior myself and I always treat my clients as I would want to be treated with respect, and make sure I take the clients needs consideration before making a recommendation.
Answer: There is no correct answer to this question; it just depends on what the client is looking for. Part D plans just cover Medications, Medicare Advantage plans cover doctor visits, specialists' visits, hospitals, Medications, and certain extra benefits. If you would like to discuss further, contact me.
Answer: Every year, we as medicare brokers have to certify with every healthcare plan that we are contracted with, so my advice is to make sure you contact a broker to help you with this decision. If I can be of help, you can contact me.
Answer: Yes, if this medication is on your plan Formulary you should not have any problems getting coverage fot this medication.
Answer: Yes, your blood work should be included; if not, you may have other options available to you that would cover your blood work! Contact me so we can discuss.
Answer: Medicare is a federally operated program. There are two parts to medicare Part A & Part B, but there othe parts that can also affect your coverage. If you would like to discuss this further, you can contact me. Thank you!
Answer: No,the seminars are set up to inform beneficaries of the options that they have, and at that time they can make an informed decision.
Answer: The first steps are to enroll in Medicare by going to your nearest Social Security office and applying for Medicare. After you receive your new medicare care in the mail, contact me, so I can help you get enrolled in a medicare plan to help offset the 20% that Medicare does not cover.
Answer: Even though you have paid into Medicare over the years, in most cases, you would have to qualify by medical history, but there might be another option for you, if you would like to discuss, contact me.
Answer: There is an open Sep that you might qualify for. If you would like to discuss, please contact me.
Answer: We as agents each year certify with the different healthcare plans in order that the clients can may the best choice according to their needs.