Jose Caceres, Medicare Insurance Broker
Jose Caceres
Medicare Broker Licensed in NJ
Contact Details
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Location
Lodi, NJ
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Phone
About Me
Experienced Medicare Agent helping seniors in NJ
Q&A with Jose Caceres
What do you enjoy most about working with Medicare clients?
Answer: The satisfaction to help seniors. Also to enjoy meeting new people and help them with their health insurance needs
Why do some seniors end up paying lifelong penalties for Medicare Part B or Part D?
Answer: Because for their late enrollment. For part B is 10% more for each year without part B and the average premium for part D for life
How long should you keep Medicare statements?
Answer: You should keep your Medicare statement for 1-3 years. In order to check for errors, file appeals and as tax records
I'm turning 65 next month; what are the first steps I should take regarding Medicare enrollment?
Answer: The first step is enroll in Medicare through Social Security website or going to a SS office near you. The enrollment is three months before your birthday or 3 months after your birthday
What's one tip for balancing affordability and personalization when finding the best Medicare options?
Answer: Patient situation regarding payments because include monthly premiums, deductibles. coinsurance and copayments and also health issues that complement with medications
How many chiropractic visits does Medicare cover per year?
Answer: Medicare pays for unlimited visits to a chiropractic especially for spinal manipulation. Certain services are not paid.
What are the reasons why I should work with a Medicare agent?
Answer: Medicare has 4 parts, A wich covers hispital, B that covers doctors services. C that is Advantages Plans and part D that covers medications. Also another way to cover cost is with a Medigap plan or Supplement. So Medicare is kind of complex and working with and agent will make easier to comprehend
What does Medicare cover for stroke recovery and rehabilitation?
Answer: MEDICARE covers a stroke through part A. B and D with medical attention and drugs. Can provide with emergency attention, rehabilitation and durable equipment like wheelchair