John Henley, Medicare Insurance Broker
John Henley
Premier Financial Group LLC
Medicare Broker Licensed in MS, AL, AR, FL, KY, MO, NC, SC, TN, TX, VA and WV
22+ Years of Experience
Contact Details
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Serving
Hernando, MS
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Phone
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Website
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About Me
With more than 26 years of experience helping individuals and families prepare for retirement, I am committed to making the complex world of Medicare and retirement planning easy to understand. My goal is to educate clients so they can make confident, informed decisions that fit their unique healthcare and financial needs.
. I help clients understand Medicare Part A (hospital coverage), Part B (medical and physician services), Part C (Medicare Advantage), and Part D (prescription drug coverage). I also help simplify the often-confusing choices surrounding Medicare Supplement (Medigap) plans, comparing coverage, costs, and benefits to determine which option best fits each client's healthcare needs, lifestyle, and retirement goals.
Retirement planning extends well beyond Medicare. I also educate clients on one of the most important retirement decisions they will ever make—when to begin Social Security benefits. By reviewing their individual circumstances, retirement income needs, health considerations, and long-term objectives, I help clients evaluate the advantages and tradeoffs of claiming benefits early, waiting until Full Retirement Age, or delaying benefits to maximize lifetime income.
My background in securities and retirement planning allows me to help clients transition from the workforce into retirement. Whether leaving an employer with a 401(k), 403(b), 457, pension, IRA, or other retirement assets, I help clients understand their options and develop a coordinated retirement income strategy. Together, we create a personalized plan designed to help preserve savings, generate reliable retirement income, manage investment risk, address tax-efficient distribution strategies. My objective is to help clients retire with confidence, knowing they have a comprehensive financial roadmap designed to make their retirement savings last throughout their lifetime while protecting the people and goals that matter most.
My Google Reviews
15 Total Reviews (5.0 )
September 11, 2026
John is exceptional to work with and is a great advocate for your family.
September 8, 2026
John takes care of my investments and my transition into Medicare. He's very good at explaining every aspect of our business together and I'd use no one else
September 4, 2026
Great experience. Very responsive and helpful with deciding on which investments would be most beneficial based on age and time to retirement. Highly recommend!
August 25, 2026
John with Premier Financial is awesome. He TRULY listens , takes your every concern to heart , and makes sure that you understand fully your best options.
August 25, 2026
Q&A with John Henley
Does Medicare cover dialysis at home or in-center?
Answer: Yes, Medicare covers dialysis services, equipment, and supplies for people with permanent kidney failure or End-Stage Renal Disease (ESRD), regardless of age, when ordered by a doctor. Coverage is provided through Original Medicare (Parts A and B) or a Medicare Advantage plan (Part C).
John
I'm on Medigap Plan G, and I'm curious how my upcoming knee replacement surgery will be billed. Does the plan cover it all after my deductible?
Answer: hello, thanks for the enquire, Yes it will cover your surgery except your deductible you are required to cover each year. $283.00
John
I'm confused about all these different Medicare costs - premiums, deductibles, copays. How do they all work together?
Answer: It would probably be easier if we had a live conversation. Feel free to contact
John
How often can I change my Medicare Plan?
Answer: Generally, you can change your plan once a year during open enrollment. If you have a Plan c for sure it is during open enrollment.
If a senior is turning 65 but still working, should they enroll in Medicare or delay it?
Answer: Yes, you can enroll in Part A, as long as you are enrolled in a group plan or an accredited individual plan, you can hold off on Part B and keep our guaranteed enrollment.
What are the reasons why I should work with a Medicare agent?
Answer: Simply put, working with an agent or broker has zero additional cost, however, it allows you to have them search the market each year to make sure you have the complete package you need.
Help explain the different Plans
Save you time
Give you options
What's the difference between a Medicare broker and a Medicare agent?
Answer: Typically, a broker owns a small insurance company that may also produce, and an agent is usually a producer who works for the broker or the brokerage company.