Joan Kaminsky, Medicare Insurance Agent
Joan Kaminsky
Winderl Kaminsky Insurance
Medicare Agent Licensed in OH
7+ Years of Experience
Contact Details
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Location
Lancaster, OH
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Phone
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Website
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Schedule An Appointment
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Pre-Appointment Form
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Joan Can Help With:
About Me
Joan Kaminsky, AHIP certified Founder & Principal at Winderl Kaminsky Insurance, brings decades of experience in insurance. Appointed with leading carriers, she simplifies complex coverage challenges while delivering personalized, secure, and innovative solutions. Her proactive approach empowers both individuals and businesses to achieve peace of mind and financial protection.
Discover how Joan Kaminsky and her team at Winderl Kaminsky can provide you with personalized insurance solutions.
Q&A with Joan Kaminsky
I'm confused about all these different Medicare costs - premiums, deductibles, copays. How do they all work together?
Answer: Medicare health insurance can be confusing. This is why we meet with our clients one-on-one to make sure we help them find the best coverage for them. We review their current doctors, medications, and other needs It is best to schedule an appointment to learn about the options.
How much does Breztri cost with Medicare?
Answer: The cost of Breztri would depend on your Medicare plan. If it is not covered by your plan the are opetions to reduce the cost. There are even $0 pay programs.
What happens if I delay Medicare Part A enrollment because I'm still on my spouse's employer plan?
Answer: It depends on how old you are and if you or your spouse's plan contributes to an HSA. If you have worked for 40 quarters, your Medicare Part A should be covered.
How many employees does your spouse work have?