Jim Kaefer, Medicare Insurance Broker

About Me

Hello, I'm Jim, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!

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Q&A with Jim Kaefer

Can I drop my employer health insurance and switch to Medicare instead?

Answer: Yes you can anytime threw out the year just have to make sure you’re part B is active it open a special election period for you

How can Medicare Advantage plans have a $0 premium? Where does the money come from?

Answer: Hi,

Thank you for your question, Medicare Advantage plans are paid from Medicare and with the payment the plan receives they are responsible for your medical needs.

What is the trap of Medicare Advantage plans?

Answer: Hi,

Thank you for your question. There is no trap for Medicare Advantage plans, they are a little more restrictive than Sublimit plans some do require referrals but there are some that don't it depends on what plans are in your county.

Does Medicare cover weight-loss programs or bariatric surgery if I’m classified as obese?

Answer: Possibility it depends on the plan your on and how your doctor requests the procedure meaning it has to be medically necessary