Jeremy Wassermann, Medicare Insurance Broker
Jeremy Wassermann
Arizona Medicare and Insurance Solutions
Medicare Broker Licensed in AZ, ME, NC, NM, NV, TX, WA and WY
Contact Details
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Location
Chandler, AZ
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Phone
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LinkedIn
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Facebook
About Me
I'm an Independent Insurance broker that has been helping people navigate the complexities of Medicare / Medicare Advantage plans since 2018. I am a former Assisted living Homeowner, and I can help walk alongside those individuals and families that need assistance with information surrounding assisted living.
My Google Reviews
26 Total Reviews (5.0 )
May 19, 2026
Voss and his office were very helpful and helped me find a plan that took care of my needs outside of Part A and Part B.
May 15, 2026
May 8, 2026
Arizona Medicare & Insurance Solutions provided outstanding service from start to finish. The team was knowledgeable, patient, and took the time to explain all my Medicare and insurance options clearly. They made the entire process simple and stress-free while helping me find the best coverage for my needs. Excellent customer service and truly caring professionals — highly recommend!
April 16, 2026
Alicia Rosenquist is amazing! She was my husband's insurance broker so naturally I gave her a shot too. I can't even find enough words to thank her for all she has done. She's really is the best... if you need insurance or better insurance, look no further.
March 26, 2026
Az Medicare and Insurance Solutions are fantastic to work with. We were overwhelmed with the Medicare options for my mom and the representative that we worked with was so great to meet with us in person and help determine which carrier and coverage would be best. They can also assist with many different services and information with regard to elder care. Highly recommend!
Q&A with Jeremy Wassermann
Are the Medicare flex cards and grocery allowance cards I see on TV legit?
Answer: They are legit. However you will need to qualify for them. Most of those offerings are designed for those people with low income and the member needs to have financial resources under a certain limit.
Do you have to renew your Medicare Supplement plan every year?
Answer: Short answer is no. However you may want to review your supplement plan and your part D plan to make sure everything is up to date.
Does Medicare ever call you at home, or is every call a scam?
Answer: Medicare will not call you. Every call I receive is from a third party call service designed to transfer me to a Medicare agent that wants to sell me something I do not qualify for.
Unless you give a broker/agent permission to contact you it is illegal to solicit a Medicare sale.
I'm turning 65 in three months but still working with employer coverage. Do I need to sign up for Medicare right now or can I wait?
Answer: You can wait, but you should still sign up for part A. Depending on the cost of your employer plan you may want to consider getting on Medicare Part A & B, with a drug plan. Or looking into Traditional Medicare with a Medicare Supplement plan.
At the moment you have lots of options.
Can you explain what "creditable coverage" means and when it applies?
Answer: “Creditable coverage” means health coverage that is considered at least as good as Medicare’s standard coverage, especially for prescription drugs. It matters because having it can help you avoid Medicare late-enrollment penalties. Either from your employer or your siginificant others employer coverage, or paying for your own private insurance.
When it applies;
It most commonly applies in Medicare situations, especially Part D prescription drug coverage. Employers, unions, and plan sponsors are often required to tell Medicare-eligible people whether their drug coverage is creditable each year and when coverage changes.
What happens if my dad’s income changes? Can his Medicare plan or costs change too?
Answer: Yes, if your dad's income changes significantly, it can affect his Medicare costs—primarily through higher premiums for Parts B and D—but it won't typically change his underlying Medicare plan coverage or eligibility.
How Income Impacts Costs
Medicare uses your modified adjusted gross income from your tax return two years prior to set premiums. For example, 2026 premiums are based on 2024 income. Higher income triggers the Income-Related Monthly Adjustment Amount (IRMAA), adding surcharges to Part B (medical insurance) and Part D (drug coverage).
IRMAA Thresholds
For 2025 (affecting current 2026 premiums), thresholds start at:
$106,000+ (single) or $212,000+ (joint): +$74/month Part B, +$13.70 Part D.
Surcharges rise in tiers up to $500,000+ (single), potentially adding $400+/month.
Do Medicare Advantage plans save money?
Answer: Medicare Advantage plans often save money for many enrollees compared to Original Medicare, especially through low or zero premiums and out-of-pocket caps, though savings depend on health needs, plan choice, and usage.
Premium Costs
Everyone pays the standard Part B premium of $202.90 monthly in 2026. Medicare Advantage plans average just $14 monthly (67% have $0 premium beyond Part B), far below Original Medicare plus Medigap and Part D, which can exceed $200–300 total.
Out-of-Pocket Limits
Medicare Advantage caps annual out-of-pocket spending at $9,250 in 2026 (many plans lower), after which covered services are free. Original Medicare has no cap, potentially leading to unlimited costs without supplemental coverage.
Average Savings
Studies show typical enrollees save 18–24% on monthly out-of-pocket costs, or about $140 monthly, versus Original Medicare. One analysis found $1,640 annual savings over Traditional Medicare, with 40% lower cost burden; another pegged total spending at $3,651 yearly in MA versus $7,790 with Original plus supplements.
Potential Drawbacks
Savings aren't guaranteed—networks, copays, and prior authorizations can raise costs if you use out-of-network care or need frequent services. Those switching later may face Medigap barriers.
Are Medicare agents paid by specific insurance to sign up clients to their plans only
Answer: All the insurance carriers in the Medicare space (Medicare Advantage) have to pay agents/brokers the same dollar amount. If one carrier offered more money to sell their plans over the other carriers more people would only try to sell that plan to get paid more.
CMS determines the max insurance carriers can pay agents or brokers, however carriers can choose to pay less if they choose.