Jeff Linabary, Medicare Insurance Agent
Jeff Linabary
Trina Knoche Insurance Agency, LLC
Medicare Agent Licensed in WA, ID and MT
Contact Details
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Location
Port Orchard, WA
Jeff Can Help With:
About Me
Combining 40 years of banking, business ownership and sales leadership, Jeff is a dedicated licensed insurance agent at Trina Knoche Insurance Agency, LLC in Port Orchard, WA. With a passion for helping others secure their financial assets, Jeff specializes in life insurance and is a trusted Medicare advocate in the community.
With years of experience in the sales and insurance industry, Jeff is known for his personalized approach, attention to detail, and commitment to finding the best coverage options for his clients. Whether it’s guiding individuals through life insurance decisions or helping seniors navigate the complexities of Medicare, Jeff is a reliable and knowledgeable resource for all insurance needs.
Jeff has a natural ability to build relationships and create trust, he is dedicated to excellence and providing the best resources to help his clients feel comfortable, safe, and secure.
Outside of his professional life, Jeff resides in Gig Harbor, WA, with his wife of 25 years and their two 8-year-old Labrador Retriever kids. Two beautifully grown daughters and doting grandparents to three grandchildren and his 94-year-old Mother-in-law and a Sister-in-law. Jeff’s dedication to his family mirrors his commitment to his clients, ensuring that their loved ones are protected and provided for in every aspect of life. Whether he’s spending time with his family or serving his community as an insurance expert, Jeff’s caring, and thoughtful nature shines through in all that he does.
For fun, he enjoys golfing, lake/water activities, hiking and watching professional sports (Go Seahawks!)
“Helping individuals and families protect their most valuable assets and providing peace of mind.”
Q&A with Jeff Linabary
I went to a free Medicare seminar and it felt like a timeshare pitch. Are any of those events actually helpful?
Answer: Medicare 101 Educational Seminars can be very helpful and informative and should be non-threatening or pitchy. Unfortunate that you had a poor experience; we are always about education and how to help support you in the journey.
Am I eligible for a Special Enrollment Period if I lose employer coverage?
Answer: Yes, you will become eligible for a SEP - Special Enrollment Period, you will need to get onto Medicare within 63 days and choose a Medicare Advantage or Medicare Supplement Plan with a PDP.
Which Medicare Supplement plan (Medigap) offers the best value for most seniors, and why?
Answer: Usually a Plan G, however, each individual is unique based upon their own financial situation and health risks. There is usually just the deductible expense to be exposed to for covered medical expenses.
What's the financial risk of sticking with Original Medicare without a Medigap plan?
Answer: You will subject yourself to a 20% exposure in all medical costs whether it with the hospital's or Doctors.
Beyond costs and benefits, should I consider an insurance company’s reputation, values, or social responsibility when choosing a Medicare plan?
Answer: It is extremely important to consider reputation, values and social responsibility. It can indicate how well many services are handled by an insurer such as claims, customer service and overall stability.
Should I sign my parents up for Medicare?
Answer: You should help your parents sign up for Medicare when turning 65 and help understand the various options for signing up now or delaying the start of Medicare due to existing credible insurance with employer or spouses employer. Helping navigate their options and seeking qualified assistance can help prevent possible penalties for not applying appropriately.
Can Medicare pay for my groceries?
Answer: Original Medicare does not offer to cover grocery, but some private insurance companies may offer some coverages for these types of goods.
What are disadvantages of HMO?
Answer: An HMO does not allow you to go outside of the Network or you will have higher costs. You may have some limitations to the doctors you can see.
What are the reasons why I should work with a Medicare agent?
Answer: Working with a Licensed Insurance Agent at not cost to you can help provide you the valuable information about plans that fit your needs.
I'm worried about the 'donut hole' in my Part D plan. How do I manage my medication costs once I enter it?
Answer: The donut hole was eliminated after 2024 and so in 2025, there was no Donut hole. However, there was a $2000 Max prescription drug cost implemented for covered medications. Once you meet this deductible of accepted medications within your plan you should have no further medication expenses for the year. There is also a payment plan available for large prescription drug costs to spread out over the year.