Jay Ferguson, Medicare Insurance Broker
Jay Ferguson
The Brokerage
Medicare Broker Licensed in TX
Contact Details
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Location
Corpus Christi, TX
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Phone
Jay Can Help With:
About Me
Hello! I'm Jay, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Jay Ferguson
Are Medicare agents paid by specific insurance to sign up clients to their plans only
Answer: Yes, you have some insurance agents who are only contracted with one carrier thus only get paid if they sell that carrier and you also have insurance brokers who are contracted with multiple carriers where it doesn't matter which company you choose as the client because all carriers pay agents the same rate.
Are there any guidelines I should follow when filling out my Medicare application?
Answer: Yes, there are very specific guidelines you should follow when filling out a Medicare application.
1. Making sure you're enrolling at the right time.
2. Making sure you're legal information matches correctly to avoid delays
3. Understanding what you are enrolling in.
4. Understanding your premiums and payment setup and choosing the correct effective date.
I have Original Medicare, and I'm wondering if I'd save more on my dental cleanings if I switched to a Medicare Advantage plan instead.
Answer: Yes, you would Original Medicare does not cover routine dental, so all dentals' cleanings are 100% out of pocket whereas most Medicare advantage plans cover cleanings at $0 copay at least once maybe twice a year. Advantage plans do come with a dental allowance as well.
What are the reasons why I should work with a Medicare agent?
Answer: Medicare agents are trusted advisors that help clients navigate the multiple parts of Medicare.
it is not just about convenience; it's about making smarter, more protected decisions.
1. You get personal guidance through a complicated system.
2. You can save money and not just on premiums.
3. Someone to make sure doctors and prescriptions are covered.
4. Helps with Enrollments and deadlines every year with ongoing support.
5. Helps with claims, billing and issues
6. No cost to clients. Agents are compensated thru the different insurance companies.
How can I find new doctors in my network?
Answer: You have two options really to finding new doctors in your network.
1. Get in contact with your local broker and they can assist you with finding new doctors in your particular area.
2. Go to your company website and they have an online directory with a list of in network doctors.