Janel Ambrose, Medicare Insurance Broker

About Me

Hi! My name is Janel, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!

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Q&A with Janel Ambrose

What do you like most about being a Medicare agent?

Answer: What I appreciate most about being a Medicare agent is the opportunity to make a meaningful impact on individual's lives by helping them navigate complex healthcare options available with clarity and confidence.

Medicare can be overwhelming, especially for those approaching retirement, and I take pride in being a trusted resource who ensures clients are informed, protected, and matched with plans that meet both their medical and financial needs. It's a role that combines expertise, empathy, and service—all of which I value deeply in my professional life.

How can I make sure I'm not overpaying for my Medicare plan, and are there any tools or resources you recommend?

Answer: Medicare plans can change each year such as premiums, drug coverage, deductibles, and networks. During the Medicare Annual Enrollment Period (Oct 15 – Dec 7), review your current plan to ensure it still meets your needs.

Speak with a Licensed Medicare agent. A knowledgeable, independent agent can compare multiple carriers and plan types for you at no cost to you, and ensure you’re not missing out on benefits or paying more than necessary.

I'm confused about which vaccines Medicare covers. Can you explain which ones are free?

Answer: Medicare covers several vaccines, many of which are free if you meet the criteria and use providers who accept Medicare.

Here are some preventative vaccines covered 100% are flu shot, Pneumococcal vaccines, Covid 19 vaccines. Review your Medicare and you handbook for a list of vaccines covered free of charge.